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Single Family ResidenceResidential
$152,419$105 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

8409 STATE ROUTE 415

CAMPBELL, NY 14821
3
Beds
3 / 1
Baths
1,452 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.29 ac
Lot SizeThe size of the land the home sits on, from county records.
1993
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$152K
$130K low$175K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$22,619
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$18,095
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.83%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$129,800
CORNING FCU · recorded Sep 8, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,670 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$135,200 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$16,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$118,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$135,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$154,514

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.28
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
54
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
76
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
4
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountySteuben
Lot (acres)The size of the land the home sits on, from county records.1.29
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 224 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Campbell-Savona Junior/Senior High SchoolB
Middle · Grades 7–12 · 1.3 mi
E
Campbell-Savona Elementary SchoolC-
Elementary · Grades PK–6 · 2.4 mi

District: Campbell-Savona Central School District

Neighborhood · ZIP 14821These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.60
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.32

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.3,500
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.65 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,086
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,514
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

8409 State Route 415 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a smaller lot than 66% of homes in Campbell 14821
  • Newer than 84% of homes in Steuben County

What homes are worth in Campbell 14821

Each bar is how many homes fall in that price range. The marker is this home.

This home
$53K$424K

This home is worth more than 50% of homes in Campbell 14821.

How it measures up in Campbell 14821

The dot is this home. The mark in the middle is the typical home in Campbell 14821.

Estimated value$152,419
CheaperTypical $153,469Pricier

Pricier than 50% of homes nearby

Price per ft²$105
CheaperTypical $93Pricier

Pricier than 60% of homes nearby

Living area1,452 ft²
SmallerTypical 1,536 ft²Bigger

Bigger than 44% of homes nearby

Lot size1.29 ac
SmallerTypical 2.23 acBigger

Bigger than 34% of homes nearby

Year built1993
OlderTypical 1969Newer

Newer than 83% of homes nearby

How 8409 State Route 415 ranks against every home in each area.
MeasureThis homeCampbell 14821Steuben County
Estimated valuepricier than$152,41950% of homes45% of homes
Price per ft²pricier than$10560% of homes48% of homes
Living areabigger than1,452 ft²44% of homes44% of homes
Lot sizebigger than1.29 ac34% of homes57% of homes
Year builtnewer than199383% of homes84% of homes

About 8409 State Route 415

How much is 8409 State Route 415, Campbell, NY worth?

The TopHap Estimate for 8409 State Route 415, Campbell, NY is $152,419 as of Jul 14, 2026. The likely range is $130,135 to $174,703. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 8409 State Route 415, Campbell, NY?

8409 State Route 415, Campbell, NY has 3 bedrooms, 3 bathrooms, 1,452 square feet of living space and a 1.29-acre lot.

When was 8409 State Route 415, Campbell, NY built?

8409 State Route 415, Campbell, NY was built in 1993, making it 33 years old. It is a ranch home. The building has 1 story.

What schools serve 8409 State Route 415, Campbell, NY?

8409 State Route 415, Campbell, NY is assigned to Campbell-Savona Junior/Senior High School (middle), rated B; Campbell-Savona Elementary School (elementary), rated C-. All sit in Campbell-Savona Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 8409 State Route 415, Campbell, NY compare to other homes in Campbell 14821?

Among the 1,288 homes in Campbell 14821, it is worth more than 50% of them ($152,419 against a typical $153,469), its price per square foot is higher than 60% of them ($105 against a typical $93), it is bigger than 44% of them (1,452 ft² against a typical 1,536 ft²), its lot is bigger than 34% of them (1.29 ac against a typical 2.23 ac) and it is newer than 83% of them (1993 against a typical 1969). Measured against all of Steuben County, it is worth more than 45% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 8409 State Route 415, Campbell, NY?

The 2024 property tax bill for 8409 State Route 415, Campbell, NY was $3,670. The county assessed it at $135,200.

More homes on State Route 415

Closest homes

More homes in Campbell 14821

Assigned schools

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