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Single Family ResidenceResidential
$355,017$152 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $296,809 on Dec 24, 2008

8445 SW 86TH TER

OCALA, FL 34481
3
Beds
2
Baths
2,336 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.37 ac
Lot SizeThe size of the land the home sits on, from county records.
2008
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$355K
$324K low$386K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$296,809 · Dec 24, 2008

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,053 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$228,774 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$23,834
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$204,940
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$228,774
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$322,350

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.77 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMarion
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2014
Lot (acres)The size of the land the home sits on, from county records.0.37
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Pier/Post & Beam
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 256 ft²Outdoor kitchen

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
West Port High SchoolC+
High · Grades 9–12 · 3.9 mi
M
Liberty Middle SchoolC
Middle · Grades 6–8 · 4.0 mi
E
Hammett Bowen Junior Elementary SchoolC+
Elementary · Grades PK–5 · 4.2 mi

District: Marion County School District

Neighborhood · ZIP 34481These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.95
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.26

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.5%
PopulationHow many people live in this area.27,070
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.467 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,482
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$68,323
Average tempThe average temperature here across a full year.70°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

8445 Sw 86th Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 84% of homes in On Top of the World
  • Costs more per square foot than 70% of homes in On Top of the World
  • Bigger than 89% of homes in On Top of the World
  • Among the largest lots in On Top of the World
  • Newer than 77% of homes in Marion County

What homes are worth in Ocala 34481

Each bar is how many homes fall in that price range. The marker is this home.

This home
$114K$599K

This home is worth more than 72% of homes in Ocala 34481.

How it measures up in Ocala 34481

The dot is this home. The mark in the middle is the typical home in Ocala 34481.

Estimated value$355,017
CheaperTypical $262,533Pricier

Pricier than 72% of homes nearby

Price per ft²$152
CheaperTypical $163Pricier

Pricier than 41% of homes nearby

Living area2,336 ft²
SmallerTypical 1,663 ft²Bigger

Bigger than 88% of homes nearby

Lot size0.37 ac
SmallerTypical 0.2 acBigger

Bigger than 84% of homes nearby

Year built2008
OlderTypical 2006Newer

Newer than 58% of homes nearby

How 8445 Sw 86th Ter ranks against every home in each area.
MeasureThis homeOn Top of the WorldOcala 34481Marion County
Estimated valuepricier than$355,01784% of homes72% of homes78% of homes
Price per ft²pricier than$15270% of homes41% of homes36% of homes
Living areabigger than2,336 ft²89% of homes88% of homes88% of homes
Lot sizebigger than0.37 acalmost all homes84% of homes64% of homes
Year builtnewer than200874% of homes58% of homes77% of homes

About 8445 Sw 86th Ter

How much is 8445 Sw 86th Ter, Ocala, FL worth?

The TopHap Estimate for 8445 Sw 86th Ter, Ocala, FL is $355,017 as of Sep 24, 2026. The likely range is $324,256 to $385,779. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 8445 Sw 86th Ter, Ocala, FL last sell?

8445 Sw 86th Ter, Ocala, FL last sold on Dec 24, 2008 for $296,809, according to the county's recorded deed.

How big is 8445 Sw 86th Ter, Ocala, FL?

8445 Sw 86th Ter, Ocala, FL has 3 bedrooms, 2 bathrooms, 2,336 square feet of living space and a 0.37-acre lot.

When was 8445 Sw 86th Ter, Ocala, FL built?

8445 Sw 86th Ter, Ocala, FL was built in 2008, making it 18 years old. The building has 1 story.

What schools serve 8445 Sw 86th Ter, Ocala, FL?

8445 Sw 86th Ter, Ocala, FL is assigned to West Port High School (high), rated C+; Liberty Middle School (middle), rated C; Hammett Bowen Junior Elementary School (elementary), rated C+. All sit in Marion County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 8445 Sw 86th Ter, Ocala, FL compare to other homes in Ocala 34481?

Among the 17,988 homes in Ocala 34481, it is worth more than 72% of them ($355,017 against a typical $262,533), its price per square foot is higher than 41% of them ($152 against a typical $163), it is bigger than 88% of them (2,336 ft² against a typical 1,663 ft²), its lot is bigger than 84% of them (0.37 ac against a typical 0.2 ac) and it is newer than 58% of them (2008 against a typical 2006). Measured against all of Marion County, it is worth more than 78% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 8445 Sw 86th Ter, Ocala, FL?

The 2025 property tax bill for 8445 Sw 86th Ter, Ocala, FL was $4,053. The county assessed it at $228,774.

More homes on Sw 86th Ter

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