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Single Family ResidenceResidential
$302,522$128 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

845 RIVER RD

MOUNT UPTON, NY 13809
4
Beds
1
Baths
2,370 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
12.3 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$303K
$264K low$341K high

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$197,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$36,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$161,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$197,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$290,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
45
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
58
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
87
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyOtsego
Lot (acres)The size of the land the home sits on, from county records.12.30
HeatingThe type of heating system in the home.Forced Air
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 336 ft²Porch · 376 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Gilbertsville Mount Upton Junior Senior High SchoolC
Middle · Grades 7–12 · 2.0 mi
E
Gilbertsville-Mount Upton Elementary SchoolB-
Elementary · Grades PK–6 · 2.0 mi

District: Gilbertsville-Mount Upton Central School District

Neighborhood · ZIP 13809These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.40

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.79%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.5.6%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.1,519
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.49 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,653
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,972
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

845 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Mount Upton 13809
  • Costs more per square foot than 68% of homes in Mount Upton 13809
  • Bigger than 91% of homes in Mount Upton 13809
  • Has a bigger lot than 80% of homes in Mount Upton 13809
  • Older than 69% of homes in Otsego County

What homes are worth in Mount Upton 13809

Each bar is how many homes fall in that price range. The marker is this home.

This home
$60K$390K

This home is worth more than 91% of homes in Mount Upton 13809.

How it measures up in Mount Upton 13809

The dot is this home. The mark in the middle is the typical home in Mount Upton 13809.

Estimated value$302,522
CheaperTypical $154,167Pricier

Pricier than 91% of homes nearby

Price per ft²$128
CheaperTypical $104Pricier

Pricier than 68% of homes nearby

Living area2,370 ft²
SmallerTypical 1,400 ft²Bigger

Bigger than 91% of homes nearby

Lot size12.3 ac
SmallerTypical 2.3 acBigger

Bigger than 80% of homes nearby

Year built1900
OlderTypical 1969Newer

Newer than 32% of homes nearby

How 845 River Rd ranks against every home in each area.
MeasureThis homeMount Upton 13809Otsego County
Estimated valuepricier than$302,52291% of homes72% of homes
Price per ft²pricier than$12868% of homes40% of homes
Living areabigger than2,370 ft²91% of homes85% of homes
Lot sizebigger than12.3 ac80% of homes80% of homes
Year builtnewer than190032% of homes31% of homes

About 845 River Rd

How much is 845 River Rd, Mount Upton, NY worth?

The TopHap Estimate for 845 River Rd, Mount Upton, NY is $302,522 as of Jul 14, 2026. The likely range is $264,499 to $340,545. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 845 River Rd, Mount Upton, NY?

845 River Rd, Mount Upton, NY has 4 bedrooms, 1 bathrooms, 2,370 square feet of living space and a 12.30-acre lot.

When was 845 River Rd, Mount Upton, NY built?

845 River Rd, Mount Upton, NY was built in 1900, making it 126 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 845 River Rd, Mount Upton, NY?

845 River Rd, Mount Upton, NY is assigned to Gilbertsville Mount Upton Junior Senior High School (middle), rated C; Gilbertsville-Mount Upton Elementary School (elementary), rated B-. All sit in Gilbertsville-Mount Upton Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 845 River Rd, Mount Upton, NY compare to other homes in Mount Upton 13809?

Among the 699 homes in Mount Upton 13809, it is worth more than 91% of them ($302,522 against a typical $154,167), its price per square foot is higher than 68% of them ($128 against a typical $104), it is bigger than 91% of them (2,370 ft² against a typical 1,400 ft²), its lot is bigger than 80% of them (12.3 ac against a typical 2.3 ac) and it is newer than 32% of them (1900 against a typical 1969). Measured against all of Otsego County, it is worth more than 72% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on River Rd

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Assigned schools

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