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Rural ResidenceResidential
$349,964$179 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 73How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $34,131 on Aug 7, 2015

846 RAY DR

OLIVER SPRINGS, TN 37840
3 / 1
Baths
1,954 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
43.73 ac
Lot SizeThe size of the land the home sits on, from county records.
2012
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$350K
$255K low$445K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$34,131 · Aug 7, 2015

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$127,575 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$41,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$85,675
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$79,025
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,048,600

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyAnderson
Lot (acres)The size of the land the home sits on, from county records.43.73
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 171 ft²Shed · 608 ft²Patio · 171 ft²Porch · 454 ft²

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Norwood Elementary SchoolC-
Elementary · Grades PK–5 · 1.2 mi
M
Norwood Middle SchoolD+
Middle · Grades 6–8 · 1.3 mi
H
Clinton High SchoolB+
High · Grades 9–12 · 10.3 mi

District: Anderson County School District

Neighborhood · ZIP 37840These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.108
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.131

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.5%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.10,372
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.102 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,972
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,262
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.60 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

846 Ray Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 79% of homes in Oliver Springs 37840
  • Costs less per square foot than 70% of homes in Anderson County
  • Bigger than 83% of homes in Oliver Springs 37840
  • Among the largest lots in Oliver Springs 37840
  • Newer than 94% of homes in Oliver Springs 37840

What homes are worth in Oliver Springs 37840

Each bar is how many homes fall in that price range. The marker is this home.

This home
$65K$638K

This home is worth more than 79% of homes in Oliver Springs 37840.

How it measures up in Oliver Springs 37840

The dot is this home. The mark in the middle is the typical home in Oliver Springs 37840.

Estimated value$349,964
CheaperTypical $231,557Pricier

Pricier than 79% of homes nearby

Price per ft²$179
CheaperTypical $172Pricier

Pricier than 56% of homes nearby

Living area1,954 ft²
SmallerTypical 1,333 ft²Bigger

Bigger than 83% of homes nearby

Lot size43.73 ac
SmallerTypical 1 acBigger

Bigger than almost all homes nearby

Year built2012
OlderTypical 1979Newer

Newer than 94% of homes nearby

How 846 Ray Dr ranks against every home in each area.
MeasureThis homeOliver Springs 37840Anderson County
Estimated valuepricier than$349,96479% of homes61% of homes
Price per ft²pricier than$17956% of homes30% of homes
Living areabigger than1,954 ft²83% of homes75% of homes
Lot sizebigger than43.73 acalmost all homesalmost all homes
Year builtnewer than201294% of homes92% of homes

About 846 Ray Dr

How much is 846 Ray Dr, Oliver Springs, TN worth?

The TopHap Estimate for 846 Ray Dr, Oliver Springs, TN is $349,964 as of Oct 21, 2026. The likely range is $254,718 to $445,210. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 846 Ray Dr, Oliver Springs, TN last sell?

846 Ray Dr, Oliver Springs, TN last sold on Aug 7, 2015 for $34,131, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 846 Ray Dr, Oliver Springs, TN?

846 Ray Dr, Oliver Springs, TN has 3 bathrooms, 1,954 square feet of living space and a 43.73-acre lot.

When was 846 Ray Dr, Oliver Springs, TN built?

846 Ray Dr, Oliver Springs, TN was built in 2012, making it 14 years old. The building has 1 story.

What schools serve 846 Ray Dr, Oliver Springs, TN?

846 Ray Dr, Oliver Springs, TN is assigned to Norwood Elementary School (elementary), rated C-; Norwood Middle School (middle), rated D+; Clinton High School (high), rated B+. All sit in Anderson County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 846 Ray Dr, Oliver Springs, TN compare to other homes in Oliver Springs 37840?

Among the 4,241 homes in Oliver Springs 37840, it is worth more than 79% of them ($349,964 against a typical $231,557), its price per square foot is higher than 56% of them ($179 against a typical $172), it is bigger than 83% of them (1,954 ft² against a typical 1,333 ft²), its lot is bigger than almost all of them (43.73 ac against a typical 1 ac) and it is newer than 94% of them (2012 against a typical 1979). Measured against all of Anderson County, it is worth more than 61% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

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