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Single Family ResidenceResidential
$497,051$269 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $505,000 on Sep 1, 2021

85 BAY AVE

APALACHICOLA, FL 32320
3
Beds
2
Baths
1,848 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1993
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$497K
$463K low$531K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$505,000 · Sep 1, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,893 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$492,959 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$670,586
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$733,107

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.51
99
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
88
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
56
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
2
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.48 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.50%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFranklin
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 482 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Franklin Virtual Instruction Program
Elementary · Grades KG–12 · 6.6 mi

District: Franklin County School District

Neighborhood · ZIP 32320These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.139
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.75
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.8%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.3,000
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.55 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$52,442
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$65,181
Average tempThe average temperature here across a full year.68°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

85 Bay Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 93% of homes in Apalachicola 32320
  • Costs more per square foot than 86% of homes in Apalachicola 32320
  • Bigger than 81% of homes in Apalachicola 32320
  • Has a smaller lot than 71% of homes in Franklin County

What homes are worth in Apalachicola 32320

Each bar is how many homes fall in that price range. The marker is this home.

This home
$79K$689K

This home is worth more than 93% of homes in Apalachicola 32320.

How it measures up in Apalachicola 32320

The dot is this home. The mark in the middle is the typical home in Apalachicola 32320.

Estimated value$497,051
CheaperTypical $215,588Pricier

Pricier than 93% of homes nearby

Price per ft²$269
CheaperTypical $160Pricier

Pricier than 86% of homes nearby

Living area1,848 ft²
SmallerTypical 1,316 ft²Bigger

Bigger than 81% of homes nearby

Lot size0.24 ac
SmallerTypical 0.29 acBigger

Bigger than 46% of homes nearby

Year built1993
OlderTypical 1978Newer

Newer than 64% of homes nearby

How 85 Bay Ave ranks against every home in each area.
MeasureThis homeApalachicola 32320Franklin County
Estimated valuepricier than$497,05193% of homes58% of homes
Price per ft²pricier than$26986% of homes46% of homes
Living areabigger than1,848 ft²81% of homes74% of homes
Lot sizebigger than0.24 ac46% of homes29% of homes
Year builtnewer than199364% of homes60% of homes

About 85 Bay Ave

How much is 85 Bay Ave, Apalachicola, FL worth?

The TopHap Estimate for 85 Bay Ave, Apalachicola, FL is $497,051 as of Sep 24, 2026. The likely range is $462,973 to $531,129. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 85 Bay Ave, Apalachicola, FL last sell?

85 Bay Ave, Apalachicola, FL last sold on Sep 1, 2021 for $505,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 85 Bay Ave, Apalachicola, FL?

85 Bay Ave, Apalachicola, FL has 3 bedrooms, 2 bathrooms and 1,848 square feet of living space.

When was 85 Bay Ave, Apalachicola, FL built?

85 Bay Ave, Apalachicola, FL was built in 1993, making it 33 years old. The building has 2 stories.

What schools serve 85 Bay Ave, Apalachicola, FL?

85 Bay Ave, Apalachicola, FL is assigned to Franklin Virtual Instruction Program (elementary). All sit in Franklin County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 85 Bay Ave, Apalachicola, FL compare to other homes in Apalachicola 32320?

Among the 1,856 homes in Apalachicola 32320, it is worth more than 93% of them ($497,051 against a typical $215,588), its price per square foot is higher than 86% of them ($269 against a typical $160), it is bigger than 81% of them (1,848 ft² against a typical 1,316 ft²), its lot is bigger than 46% of them (0.24 ac against a typical 0.29 ac) and it is newer than 64% of them (1993 against a typical 1978). Measured against all of Franklin County, it is worth more than 58% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 85 Bay Ave, Apalachicola, FL?

The 2025 property tax bill for 85 Bay Ave, Apalachicola, FL was $7,893. The county assessed it at $492,959.

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