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Single Family ResidenceResidential
$226,013$149 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $101,000 on Dec 7, 2006

85 CLEVELAND ST

SPRINGFIELD, MA 01104
3
Beds
1
Baths
1,521 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4,199 ft²
Lot SizeThe size of the land the home sits on, from county records.
1896
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$226K
$217K low$235K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$101,000 · Dec 7, 2006
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$155,812
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$124,650
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.32%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$60,000
FREEDOM CU · recorded Jul 6, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$10,201
LEHMAN BROS BANK FSB

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,655 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$169,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$36,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$133,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$144,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$221,635

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHAMPDEN
Lot (acres)The size of the land the home sits on, from county records.0.10
HeatingThe type of heating system in the home.Steam
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Edward P. Boland SchoolB-
Elementary · Grades PK–5 · 0.2 mi
M
Alfred G. Zanetti Montessori Magnet SchoolB
Middle · Grades PK–8 · 0.2 mi
H
The Springfield Renaissance School an Expeditionary LearningD
High · Grades 6–12 · 0.9 mi

District: Springfield School District

Neighborhood · ZIP 01104These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.54

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.22%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.25,391
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,468 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$46,704
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$61,556
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

85 Cleveland St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 94% of homes in Hampden County
  • Costs less per square foot than 97% of homes in Springfield 01104
  • Has a smaller lot than 98% of homes in Hampden County
  • Among the oldest homes in Liberty Heights

What homes are worth in Springfield 01104

Each bar is how many homes fall in that price range. The marker is this home.

This home
$192K$433K

This home is worth more than 9% of homes in Springfield 01104.

How it measures up in Springfield 01104

The dot is this home. The mark in the middle is the typical home in Springfield 01104.

Estimated value$226,013
CheaperTypical $280,597Pricier

Pricier than 9% of homes nearby

Price per ft²$149
CheaperTypical $230Pricier

Pricier than 3% of homes nearby

Living area1,521 ft²
SmallerTypical 1,404 ft²Bigger

Bigger than 58% of homes nearby

Lot size4,199 ft²
SmallerTypical 0.13 acBigger

Bigger than 4% of homes nearby

Year built1896
OlderTypical 1941Newer

Older than almost all homes nearby

How 85 Cleveland St ranks against every home in each area.
MeasureThis homeLiberty HeightsSpringfield 01104Hampden County
Estimated valuepricier than$226,01310% of homes9% of homes6% of homes
Price per ft²pricier than$1495% of homes3% of homes4% of homes
Living areabigger than1,521 ft²48% of homes58% of homes49% of homes
Lot sizebigger than4,199 ft²5% of homes4% of homes2% of homes
Year builtnewer than1896almost no homesalmost no homes4% of homes

About 85 Cleveland St

How much is 85 Cleveland St, Springfield, MA worth?

The TopHap Estimate for 85 Cleveland St, Springfield, MA is $226,013 as of Jul 14, 2026. The likely range is $216,701 to $235,325. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 85 Cleveland St, Springfield, MA last sell?

85 Cleveland St, Springfield, MA last sold on Dec 7, 2006 for $101,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 85 Cleveland St, Springfield, MA?

85 Cleveland St, Springfield, MA has 3 bedrooms, 1 bathrooms, 1,521 square feet of living space and a 0.10-acre lot.

When was 85 Cleveland St, Springfield, MA built?

85 Cleveland St, Springfield, MA was built in 1896, making it 130 years old. The building has 2 stories.

What schools serve 85 Cleveland St, Springfield, MA?

85 Cleveland St, Springfield, MA is assigned to Edward P. Boland School (elementary), rated B-; Alfred G. Zanetti Montessori Magnet School (middle), rated B; The Springfield Renaissance School an Expeditionary Learning (high), rated D. All sit in Springfield School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 85 Cleveland St, Springfield, MA compare to other homes in Springfield 01104?

Among the 5,872 homes in Springfield 01104, it is worth more than 9% of them ($226,013 against a typical $280,597), its price per square foot is higher than 3% of them ($149 against a typical $230), it is bigger than 58% of them (1,521 ft² against a typical 1,404 ft²), its lot is bigger than 4% of them (4,199 ft² against a typical 0.13 ac) and it is newer than almost none of them (1896 against a typical 1941). Measured against all of Hampden County, it is worth more than 6% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 85 Cleveland St, Springfield, MA?

The 2025 property tax bill for 85 Cleveland St, Springfield, MA was $2,655. The county assessed it at $169,300.

Closest homes

More homes in Springfield 01104

Assigned schools

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