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Single Family ResidenceResidential
$264,723$143 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $232,500 on Jun 13, 2025

85 LOCK ST

PHOENIX, NY 13135
3
Beds
2 / 1
Baths
1,854 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.42 ac
Lot SizeThe size of the land the home sits on, from county records.
1874
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$265K
$230K low$299K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$232,500 · Jun 13, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,142 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$108,750 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$15,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$93,350
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$108,750
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$217,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
11
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
57
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
89
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyOswego
Lot (acres)The size of the land the home sits on, from county records.0.42
HeatingThe type of heating system in the home.Forced Air
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 108 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Michael A. Maroun Elementary SchoolC-
Elementary · Grades KG–4 · 0.3 mi
M
Emerson J. Dillon Middle SchoolB-
Middle · Grades 5–8 · 0.6 mi
H
John C. Birdlebough High SchoolC+
High · Grades 9–12 · 0.7 mi

District: Phoenix Central School District

Neighborhood · ZIP 13135These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.81
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.5,655
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.193 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$79,506
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$98,873
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

85 Lock St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 78% of homes in Oswego County
  • Costs more per square foot than 65% of homes in Oswego County
  • Bigger than 75% of homes in Oswego County
  • Has a smaller lot than 71% of homes in Oswego County
  • Older than 94% of homes in Oswego County

What homes are worth in Phoenix 13135

Each bar is how many homes fall in that price range. The marker is this home.

This home
$88K$639K

This home is worth more than 67% of homes in Phoenix 13135.

How it measures up in Phoenix 13135

The dot is this home. The mark in the middle is the typical home in Phoenix 13135.

Estimated value$264,723
CheaperTypical $213,135Pricier

Pricier than 67% of homes nearby

Price per ft²$143
CheaperTypical $147Pricier

Pricier than 47% of homes nearby

Living area1,854 ft²
SmallerTypical 1,576 ft²Bigger

Bigger than 66% of homes nearby

Lot size0.42 ac
SmallerTypical 0.92 acBigger

Bigger than 31% of homes nearby

Year built1874
OlderTypical 1960Newer

Newer than 9% of homes nearby

How 85 Lock St ranks against every home in each area.
MeasureThis homePhoenix 13135Oswego County
Estimated valuepricier than$264,72367% of homes78% of homes
Price per ft²pricier than$14347% of homes65% of homes
Living areabigger than1,854 ft²66% of homes75% of homes
Lot sizebigger than0.42 ac31% of homes29% of homes
Year builtnewer than18749% of homes6% of homes

About 85 Lock St

How much is 85 Lock St, Phoenix, NY worth?

The TopHap Estimate for 85 Lock St, Phoenix, NY is $264,723 as of Oct 21, 2026. The likely range is $230,038 to $299,408. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 85 Lock St, Phoenix, NY last sell?

85 Lock St, Phoenix, NY last sold on Jun 13, 2025 for $232,500, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 85 Lock St, Phoenix, NY?

85 Lock St, Phoenix, NY has 3 bedrooms, 2 bathrooms, 1,854 square feet of living space and a 0.42-acre lot.

When was 85 Lock St, Phoenix, NY built?

85 Lock St, Phoenix, NY was built in 1874, making it 152 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 85 Lock St, Phoenix, NY?

85 Lock St, Phoenix, NY is assigned to Michael A. Maroun Elementary School (elementary), rated C-; Emerson J. Dillon Middle School (middle), rated B-; John C. Birdlebough High School (high), rated C+. All sit in Phoenix Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 85 Lock St, Phoenix, NY compare to other homes in Phoenix 13135?

Among the 2,270 homes in Phoenix 13135, it is worth more than 67% of them ($264,723 against a typical $213,135), its price per square foot is higher than 47% of them ($143 against a typical $147), it is bigger than 66% of them (1,854 ft² against a typical 1,576 ft²), its lot is bigger than 31% of them (0.42 ac against a typical 0.92 ac) and it is newer than 9% of them (1874 against a typical 1960). Measured against all of Oswego County, it is worth more than 78% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 85 Lock St, Phoenix, NY?

The 2024 property tax bill for 85 Lock St, Phoenix, NY was $7,142. The county assessed it at $108,750.

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