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Single Family ResidenceResidential
$469,748$289 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

85 RAILROAD ST

ANDREWS, NC 28901
4
Beds
2
Baths
1,624 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.13 ac
Lot SizeThe size of the land the home sits on, from county records.
1980
Year BuiltThe year the home was originally built, according to county records.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$470K
$386K low$554K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,544 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$239,160 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$239,160
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$239,160

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.20 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyCherokee
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1985
Lot (acres)The size of the land the home sits on, from county records.1.13
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 128 ft²Shed · 640 ft²Patio · 72 ft²Porch · 224 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Andrews Elementary SchoolB
Elementary · Grades PK–5 · 0.4 mi
H
Andrews High SchoolC
High · Grades 9–12 · 0.6 mi
M
Andrews Middle SchoolB+
Middle · Grades 6–8 · 1.6 mi

District: Cherokee County Schools

Neighborhood · ZIP 28901These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.96
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.126

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.80%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.5,761
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.84 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,908
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$67,880
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.68 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

85 Railroad St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Andrews 28901
  • Costs more per square foot than 93% of homes in Andrews 28901
  • Bigger than 72% of homes in Cherokee County
  • Older than 69% of homes in Cherokee County

What homes are worth in Andrews 28901

Each bar is how many homes fall in that price range. The marker is this home.

This home
$24K$583K

This home is worth more than 95% of homes in Andrews 28901.

How it measures up in Andrews 28901

The dot is this home. The mark in the middle is the typical home in Andrews 28901.

Estimated value$469,748
CheaperTypical $184,368Pricier

Pricier than 95% of homes nearby

Price per ft²$289
CheaperTypical $145Pricier

Pricier than 93% of homes nearby

Living area1,624 ft²
SmallerTypical 1,368 ft²Bigger

Bigger than 69% of homes nearby

Lot size1.13 ac
SmallerTypical 1.04 acBigger

Bigger than 53% of homes nearby

Year built1980
OlderTypical 1979Newer

Newer than 53% of homes nearby

How 85 Railroad St ranks against every home in each area.
MeasureThis homeAndrews 28901Cherokee County
Estimated valuepricier than$469,74895% of homes90% of homes
Price per ft²pricier than$28993% of homes76% of homes
Living areabigger than1,624 ft²69% of homes72% of homes
Lot sizebigger than1.13 ac53% of homes43% of homes
Year builtnewer than198053% of homes31% of homes

About 85 Railroad St

How much is 85 Railroad St, Andrews, NC worth?

The TopHap Estimate for 85 Railroad St, Andrews, NC is $469,748 as of Aug 30, 2026. The likely range is $385,779 to $553,717. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 85 Railroad St, Andrews, NC?

85 Railroad St, Andrews, NC has 4 bedrooms, 2 bathrooms, 1,624 square feet of living space and a 1.13-acre lot.

When was 85 Railroad St, Andrews, NC built?

85 Railroad St, Andrews, NC was built in 1980, making it 46 years old. It is a ranch home.

What schools serve 85 Railroad St, Andrews, NC?

85 Railroad St, Andrews, NC is assigned to Andrews Elementary School (elementary), rated B; Andrews High School (high), rated C; Andrews Middle School (middle), rated B+. All sit in Cherokee County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 85 Railroad St, Andrews, NC compare to other homes in Andrews 28901?

Among the 2,622 homes in Andrews 28901, it is worth more than 95% of them ($469,748 against a typical $184,368), its price per square foot is higher than 93% of them ($289 against a typical $145), it is bigger than 69% of them (1,624 ft² against a typical 1,368 ft²), its lot is bigger than 53% of them (1.13 ac against a typical 1.04 ac) and it is newer than 53% of them (1980 against a typical 1979). Measured against all of Cherokee County, it is worth more than 90% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 85 Railroad St, Andrews, NC?

The 2025 property tax bill for 85 Railroad St, Andrews, NC was $1,544. The county assessed it at $239,160.

More homes on Railroad St

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Assigned schools

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