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Single Family ResidenceResidential
$198,311$120 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 79How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $265,000 on Sep 15, 2026

85 SETTER RD

CONCORD, VT 05824
3
Beds
1
Baths
1,646 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
86 ac
Lot SizeThe size of the land the home sits on, from county records.
1987
Year BuiltThe year the home was originally built, according to county records.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$198K
$157K low$239K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$265,000 · Sep 15, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,223 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$253,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$135,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$118,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$253,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.28
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
47
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
84
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
3
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyESSEX
Lot (acres)The size of the land the home sits on, from county records.86.00
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Concord SchoolD-
Elementary · Grades PK–8 · 2.7 mi
H
St. Johnsbury Academy
High · Grades 9–12 · 7.6 mi

District: Kingdom East School District

Neighborhood · ZIP 05824These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.98
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.78

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.60%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.1,242
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.24 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,744
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,531
Average tempThe average temperature here across a full year.41°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

85 Setter Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 77% of homes in Concord 05824
  • Bigger than 72% of homes in Concord 05824
  • Has a bigger lot than 94% of homes in Essex County

What homes are worth in Concord 05824

Each bar is how many homes fall in that price range. The marker is this home.

This home
$76K$599K

This home is worth more than 36% of homes in Concord 05824.

How it measures up in Concord 05824

The dot is this home. The mark in the middle is the typical home in Concord 05824.

Estimated value$198,311
CheaperTypical $241,702Pricier

Pricier than 36% of homes nearby

Price per ft²$120
CheaperTypical $167Pricier

Pricier than 23% of homes nearby

Living area1,646 ft²
SmallerTypical 1,320 ft²Bigger

Bigger than 72% of homes nearby

Lot size86 ac
SmallerTypical 10 acBigger

Bigger than 93% of homes nearby

Year built1987
OlderTypical 1978Newer

Newer than 62% of homes nearby

How 85 Setter Rd ranks against every home in each area.
MeasureThis homeConcord 05824Essex County
Estimated valuepricier than$198,31136% of homes36% of homes
Price per ft²pricier than$12023% of homes25% of homes
Living areabigger than1,646 ft²72% of homes71% of homes
Lot sizebigger than86 ac93% of homes94% of homes
Year builtnewer than198762% of homes64% of homes

About 85 Setter Rd

How much is 85 Setter Rd, Concord, VT worth?

The TopHap Estimate for 85 Setter Rd, Concord, VT is $198,311 as of Oct 21, 2026. The likely range is $157,463 to $239,159. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 85 Setter Rd, Concord, VT last sell?

85 Setter Rd, Concord, VT last sold on Sep 15, 2026 for $265,000, according to the county's recorded deed.

How big is 85 Setter Rd, Concord, VT?

85 Setter Rd, Concord, VT has 3 bedrooms, 1 bathrooms, 1,646 square feet of living space and a 86.00-acre lot.

When was 85 Setter Rd, Concord, VT built?

85 Setter Rd, Concord, VT was built in 1987, making it 39 years old. It is a conventional home.

What schools serve 85 Setter Rd, Concord, VT?

85 Setter Rd, Concord, VT is assigned to Concord School (elementary), rated D-; St. Johnsbury Academy (high). All sit in Kingdom East School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 85 Setter Rd, Concord, VT compare to other homes in Concord 05824?

Among the 553 homes in Concord 05824, it is worth more than 36% of them ($198,311 against a typical $241,702), its price per square foot is higher than 23% of them ($120 against a typical $167), it is bigger than 72% of them (1,646 ft² against a typical 1,320 ft²), its lot is bigger than 93% of them (86 ac against a typical 10 ac) and it is newer than 62% of them (1987 against a typical 1978). Measured against all of Essex County, it is worth more than 36% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 85 Setter Rd, Concord, VT?

The 2025 property tax bill for 85 Setter Rd, Concord, VT was $3,223. The county assessed it at $253,900.

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Assigned schools

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