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Single Family ResidenceResidential
$437,503$142 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $531,200 on Jan 23, 2025

851 GARNER DR

ROCKWALL, TX 75087
4
Beds
3
Baths
3,071 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1
StoriesHow many floors the home has above ground.

Valuation

$438K
$413K low$462K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$531,200 · Jan 23, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$12,530
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$10,024
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.96%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$424,973
PULTE MORTGAGE LLC · recorded Jan 23, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$11,592 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$433,538 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$76,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$357,038
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$462,367
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$433,538

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
50
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
92
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
57
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyROCKWALL
Lot (acres)The size of the land the home sits on, from county records.0.16
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 141 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Miss May Vernon Elementary SchoolB+
Elementary · Grades KG–5 · 0.2 mi
M
Bobby Summers Middle SchoolB-
Middle · Grades 6–8 · 0.6 mi
H
Royse City High SchoolC
High · Grades 9–12 · 5.5 mi

District: Royse City Independent School District

Neighborhood · ZIP 75087These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.73
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.27

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.54,034
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,581 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$119,886
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$149,394
Average tempThe average temperature here across a full year.65°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

851 Garner Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 76% of homes in Woodcreek
  • Costs less per square foot than 94% of homes in Rockwall 75087
  • Bigger than 84% of homes in Woodcreek
  • Has a smaller lot than 78% of homes in Rockwall 75087

What homes are worth in Rockwall 75087

Each bar is how many homes fall in that price range. The marker is this home.

This home
$232K$931K

This home is worth more than 44% of homes in Rockwall 75087.

How it measures up in Rockwall 75087

The dot is this home. The mark in the middle is the typical home in Rockwall 75087.

Estimated value$437,503
CheaperTypical $456,816Pricier

Pricier than 44% of homes nearby

Price per ft²$142
CheaperTypical $183Pricier

Pricier than 6% of homes nearby

Living area3,071 ft²
SmallerTypical 2,550 ft²Bigger

Bigger than 71% of homes nearby

Lot size0.16 ac
SmallerTypical 0.21 acBigger

Bigger than 22% of homes nearby

How 851 Garner Dr ranks against every home in each area.
MeasureThis homeWoodcreekRockwall 75087Rockwall County
Estimated valuepricier than$437,50376% of homes44% of homes54% of homes
Price per ft²pricier than$14217% of homes6% of homes10% of homes
Living areabigger than3,071 ft²84% of homes71% of homes74% of homes
Lot sizebigger than0.16 ac57% of homes22% of homes26% of homes

About 851 Garner Dr

How much is 851 Garner Dr, Rockwall, TX worth?

The TopHap Estimate for 851 Garner Dr, Rockwall, TX is $437,503 as of Jul 14, 2026. The likely range is $413,230 to $461,776. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 851 Garner Dr, Rockwall, TX last sell?

851 Garner Dr, Rockwall, TX last sold on Jan 23, 2025 for $531,200, according to the county's recorded deed.

How big is 851 Garner Dr, Rockwall, TX?

851 Garner Dr, Rockwall, TX has 4 bedrooms, 3 bathrooms, 3,071 square feet of living space and a 0.16-acre lot.

What schools serve 851 Garner Dr, Rockwall, TX?

851 Garner Dr, Rockwall, TX is assigned to Miss May Vernon Elementary School (elementary), rated B+; Bobby Summers Middle School (middle), rated B-; Royse City High School (high), rated C. All sit in Royse City Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 851 Garner Dr, Rockwall, TX compare to other homes in Rockwall 75087?

Among the 16,688 homes in Rockwall 75087, it is worth more than 44% of them ($437,503 against a typical $456,816), its price per square foot is higher than 6% of them ($142 against a typical $183), it is bigger than 71% of them (3,071 ft² against a typical 2,550 ft²) and its lot is bigger than 22% of them (0.16 ac against a typical 0.21 ac). Measured against all of Rockwall County, it is worth more than 54% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 851 Garner Dr, Rockwall, TX?

The 2025 property tax bill for 851 Garner Dr, Rockwall, TX was $11,592. The county assessed it at $433,538.

Closest homes

More homes in Rockwall 75087

Assigned schools

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