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Single Family ResidenceResidential
$219,501$183 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $141,500 on Mar 31, 2020

851 ROSE LN

WATERLOO, IA 50702
4
Beds
1.5
Baths
1,200 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.28 ac
Lot SizeThe size of the land the home sits on, from county records.
1974
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$220K
$206K low$233K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$141,500 · Mar 31, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,624 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$218,610 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$20,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$198,210
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$233,650
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$218,610

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBLACK HAWK
Lot (acres)The size of the land the home sits on, from county records.0.28
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 250 ft²Patio · 264 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Waterloo West High SchoolD
High · Grades 9–12 · 3.6 mi
E
Orange Elementary SchoolA-
Elementary · Grades PK–5 · 3.7 mi
M
Hoover Middle SchoolB-
Middle · Grades 6–8 · 4.0 mi

District: Waterloo Community School District

Neighborhood · ZIP 50702These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.100
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.14

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.20,569
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,006 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,539
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,786
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

851 Rose Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 83% of homes in Waterloo 50702
  • Costs more per square foot than 73% of homes in Waterloo 50702
  • Bigger than 67% of homes in Waterloo 50702
  • Has a bigger lot than 85% of homes in Waterloo 50702
  • Newer than 79% of homes in Waterloo 50702

What homes are worth in Waterloo 50702

Each bar is how many homes fall in that price range. The marker is this home.

This home
$63K$321K

This home is worth more than 83% of homes in Waterloo 50702.

How it measures up in Waterloo 50702

The dot is this home. The mark in the middle is the typical home in Waterloo 50702.

Estimated value$219,501
CheaperTypical $155,347Pricier

Pricier than 83% of homes nearby

Price per ft²$183
CheaperTypical $154Pricier

Pricier than 73% of homes nearby

Living area1,200 ft²
SmallerTypical 1,056 ft²Bigger

Bigger than 67% of homes nearby

Lot size0.28 ac
SmallerTypical 0.17 acBigger

Bigger than 85% of homes nearby

Year built1974
OlderTypical 1956Newer

Newer than 79% of homes nearby

How 851 Rose Ln ranks against every home in each area.
MeasureThis homeWaterloo 50702Black Hawk County
Estimated valuepricier than$219,50183% of homes59% of homes
Price per ft²pricier than$18373% of homes61% of homes
Living areabigger than1,200 ft²67% of homes50% of homes
Lot sizebigger than0.28 ac85% of homes67% of homes
Year builtnewer than197479% of homes65% of homes

About 851 Rose Ln

How much is 851 Rose Ln, Waterloo, IA worth?

The TopHap Estimate for 851 Rose Ln, Waterloo, IA is $219,501 as of Aug 30, 2026. The likely range is $206,147 to $232,855. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 851 Rose Ln, Waterloo, IA last sell?

851 Rose Ln, Waterloo, IA last sold on Mar 31, 2020 for $141,500, according to the county's recorded deed.

How big is 851 Rose Ln, Waterloo, IA?

851 Rose Ln, Waterloo, IA has 4 bedrooms, 1.5 bathrooms, 1,200 square feet of living space and a 0.28-acre lot.

When was 851 Rose Ln, Waterloo, IA built?

851 Rose Ln, Waterloo, IA was built in 1974, making it 52 years old. The building has 1 story.

What schools serve 851 Rose Ln, Waterloo, IA?

851 Rose Ln, Waterloo, IA is assigned to Waterloo West High School (high), rated D; Orange Elementary School (elementary), rated A-; Hoover Middle School (middle), rated B-. All sit in Waterloo Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 851 Rose Ln, Waterloo, IA compare to other homes in Waterloo 50702?

Among the 8,601 homes in Waterloo 50702, it is worth more than 83% of them ($219,501 against a typical $155,347), its price per square foot is higher than 73% of them ($183 against a typical $154), it is bigger than 67% of them (1,200 ft² against a typical 1,056 ft²), its lot is bigger than 85% of them (0.28 ac against a typical 0.17 ac) and it is newer than 79% of them (1974 against a typical 1956). Measured against all of Black Hawk County, it is worth more than 59% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 851 Rose Ln, Waterloo, IA?

The 2025 property tax bill for 851 Rose Ln, Waterloo, IA was $2,624. The county assessed it at $218,610.

More homes on Rose Ln

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