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TownhouseResidential
$569,924$378 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

851 S RACINE AVE

CHICAGO, IL 60607
Building report
3
Beds
2
Baths
1,506 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1,122 ft²
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$570K
$532K low$608K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$281,924
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$225,539
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.55%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$288,000
DITECH COM · R · recorded May 13, 2008

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,249 (2023)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$41,716 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,283
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$35,433
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$48,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$417,160

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
71
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
69
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
40
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Townhouse
StyleThe architectural style of the home, such as ranch or colonial.Modern
CountyCOOK
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1996
Lot (acres)The size of the land the home sits on, from county records.0.03
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
RoofThe main material covering the roof, such as asphalt shingle or tile.Roll Tar & Gravel
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.No Garage
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
J. Smyth Elementary SchoolD
Elementary · Grades KG–8 · 0.4 mi
H
Wells Community Academy High SchoolF
High · Grades 9–12 · 2.1 mi

District: Chicago Public School District 299

Neighborhood · ZIP 60607These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.136
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.110
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.46

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.43%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.9%
PopulationHow many people live in this area.31,589
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.14,213 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$122,924
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$150,715
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

851 S Racine Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 82% of homes in Cook County
  • Costs more per square foot than 86% of homes in Cook County
  • Among the smallest lots in Cook County
  • Newer than 86% of homes in Cook County

What homes are worth in Chicago 60607

Each bar is how many homes fall in that price range. The marker is this home.

This home
$226K$1.5M

This home is worth more than 65% of homes in Chicago 60607.

How it measures up in Chicago 60607

The dot is this home. The mark in the middle is the typical home in Chicago 60607.

Estimated value$569,924
CheaperTypical $467,695Pricier

Pricier than 65% of homes nearby

Price per ft²$378
CheaperTypical $392Pricier

Pricier than 45% of homes nearby

Living area1,506 ft²
SmallerTypical 1,665 ft²Bigger

Bigger than 42% of homes nearby

Lot size1,122 ft²
SmallerTypical 0.51 acBigger

Bigger than 5% of homes nearby

Year built1994
OlderTypical 1999Newer

Newer than 38% of homes nearby

How 851 S Racine Ave ranks against every home in each area.
MeasureThis homeLittle Italy / University VillageChicago 60607Cook County
Estimated valuepricier than$569,92478% of homes65% of homes82% of homes
Price per ft²pricier than$37882% of homes45% of homes86% of homes
Living areabigger than1,506 ft²36% of homes42% of homes53% of homes
Lot sizebigger than1,122 ft²4% of homes5% of homesalmost no homes
Year builtnewer than199456% of homes38% of homes86% of homes

About 851 S Racine Ave

How much is 851 S Racine Ave, Chicago, IL worth?

The TopHap Estimate for 851 S Racine Ave, Chicago, IL is $569,924 as of Jul 14, 2026. The likely range is $532,098 to $607,750. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 851 S Racine Ave, Chicago, IL last sell?

851 S Racine Ave, Chicago, IL last sold on Jan 6, 2009, according to the county's recorded deed.

How big is 851 S Racine Ave, Chicago, IL?

851 S Racine Ave, Chicago, IL has 3 bedrooms, 2 bathrooms, 1,506 square feet of living space and a 0.03-acre lot.

When was 851 S Racine Ave, Chicago, IL built?

851 S Racine Ave, Chicago, IL was built in 1994, making it 32 years old. It is a modern home. The building has 2 stories.

What schools serve 851 S Racine Ave, Chicago, IL?

851 S Racine Ave, Chicago, IL is assigned to J. Smyth Elementary School (elementary), rated D; Wells Community Academy High School (high), rated F. All sit in Chicago Public School District 299. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 851 S Racine Ave, Chicago, IL compare to other homes in Chicago 60607?

Among the 10,551 homes in Chicago 60607, it is worth more than 65% of them ($569,924 against a typical $467,695), its price per square foot is higher than 45% of them ($378 against a typical $392), it is bigger than 42% of them (1,506 ft² against a typical 1,665 ft²), its lot is bigger than 5% of them (1,122 ft² against a typical 0.51 ac) and it is newer than 38% of them (1994 against a typical 1999). Measured against all of Cook County, it is worth more than 82% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 851 S Racine Ave, Chicago, IL?

The 2023 property tax bill for 851 S Racine Ave, Chicago, IL was $9,249. The county assessed it at $41,716.

Closest homes

More homes in Chicago 60607

Assigned schools

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