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Single Family ResidenceResidential
$267,304$111 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

8564 STATE ROUTE 28

POLAND, NY 13431
2
Beds
1
Baths
2,418 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.55 ac
Lot SizeThe size of the land the home sits on, from county records.
1985
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$267K
$249K low$286K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$188,554
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$150,843
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.30%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$78,750
QUICKEN LOAN INC · recorded Feb 22, 2018

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$139,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$11,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$128,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$139,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$245,263

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Raised Ranch
CountyHerkimer
Lot (acres)The size of the land the home sits on, from county records.0.55
HeatingThe type of heating system in the home.Forced Air
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 456 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Poland Elementary SchoolA-
Elementary · Grades PK–5 · 1.0 mi
M
Poland Junior-Senior High SchoolA
Middle · Grades 6–12 · 1.0 mi

District: Poland Central School District

Neighborhood · ZIP 13431These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.55

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.1,880
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.56 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$85,747
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$97,125
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

8564 State Route 28 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 74% of homes in Herkimer County
  • Costs less per square foot than 71% of homes in Poland 13431
  • Bigger than 88% of homes in Poland 13431
  • Has a smaller lot than 85% of homes in Poland 13431
  • Newer than 77% of homes in Herkimer County

What homes are worth in Poland 13431

Each bar is how many homes fall in that price range. The marker is this home.

This home
$95K$507K

This home is worth more than 66% of homes in Poland 13431.

How it measures up in Poland 13431

The dot is this home. The mark in the middle is the typical home in Poland 13431.

Estimated value$267,304
CheaperTypical $222,712Pricier

Pricier than 66% of homes nearby

Price per ft²$111
CheaperTypical $138Pricier

Pricier than 29% of homes nearby

Living area2,418 ft²
SmallerTypical 1,656 ft²Bigger

Bigger than 88% of homes nearby

Lot size0.55 ac
SmallerTypical 2.5 acBigger

Bigger than 15% of homes nearby

Year built1985
OlderTypical 1971Newer

Newer than 64% of homes nearby

How 8564 State Route 28 ranks against every home in each area.
MeasureThis homePoland 13431Herkimer County
Estimated valuepricier than$267,30466% of homes74% of homes
Price per ft²pricier than$11129% of homes41% of homes
Living areabigger than2,418 ft²88% of homes88% of homes
Lot sizebigger than0.55 ac15% of homes48% of homes
Year builtnewer than198564% of homes77% of homes

About 8564 State Route 28

How much is 8564 State Route 28, Poland, NY worth?

The TopHap Estimate for 8564 State Route 28, Poland, NY is $267,304 as of Jul 14, 2026. The likely range is $248,701 to $285,907. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 8564 State Route 28, Poland, NY last sell?

8564 State Route 28, Poland, NY last sold on Oct 15, 2002, according to the county's recorded deed.

How big is 8564 State Route 28, Poland, NY?

8564 State Route 28, Poland, NY has 2 bedrooms, 1 bathrooms, 2,418 square feet of living space and a 0.55-acre lot.

When was 8564 State Route 28, Poland, NY built?

8564 State Route 28, Poland, NY was built in 1985, making it 41 years old. It is a raised ranch home. The building has 1 story.

What schools serve 8564 State Route 28, Poland, NY?

8564 State Route 28, Poland, NY is assigned to Poland Elementary School (elementary), rated A-; Poland Junior-Senior High School (middle), rated A. All sit in Poland Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 8564 State Route 28, Poland, NY compare to other homes in Poland 13431?

Among the 756 homes in Poland 13431, it is worth more than 66% of them ($267,304 against a typical $222,712), its price per square foot is higher than 29% of them ($111 against a typical $138), it is bigger than 88% of them (2,418 ft² against a typical 1,656 ft²), its lot is bigger than 15% of them (0.55 ac against a typical 2.5 ac) and it is newer than 64% of them (1985 against a typical 1971). Measured against all of Herkimer County, it is worth more than 74% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on State Route 28

Closest homes

More homes in Poland 13431

Assigned schools

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