Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$128,706
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 52How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

8566 STATE ROUTE 81

OWENSBORO, KY 42301
0
Baths
1.04 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.

Valuation

$129K
$67K low$191K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$128,706
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$102,965

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$872 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$84,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$30,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$54,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$84,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$84,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
35
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
90
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
20
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDaviess
Lot (acres)The size of the land the home sits on, from county records.1.04
HeatingThe type of heating system in the home.None

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Southern Oaks Elementary SchoolA-
Elementary · Grades PK–5 · 4.2 mi
H
Apollo High SchoolB+
High · Grades 9–12 · 6.5 mi
M
College View Middle SchoolC-
Middle · Grades 6–8 · 8.2 mi

District: Daviess County School District

Neighborhood · ZIP 42301These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.111

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.46,051
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.247 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,968
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,372
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

8566 State Route 81 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 71% of homes in Daviess County
  • Has a bigger lot than 92% of homes in Owensboro 42301
  • Newer than 86% of homes in Owensboro 42301

What homes are worth in Owensboro 42301

Each bar is how many homes fall in that price range. The marker is this home.

This home
$55K$437K

This home is worth more than 30% of homes in Owensboro 42301.

How it measures up in Owensboro 42301

The dot is this home. The mark in the middle is the typical home in Owensboro 42301.

Estimated value$128,706
CheaperTypical $172,629Pricier

Pricier than 30% of homes nearby

Lot size1.04 ac
SmallerTypical 0.2 acBigger

Bigger than 92% of homes nearby

Year built1998
OlderTypical 1967Newer

Newer than 86% of homes nearby

How 8566 State Route 81 ranks against every home in each area.
MeasureThis homeOwensboro 42301Daviess County
Estimated valuepricier than$128,70630% of homes29% of homes
Lot sizebigger than1.04 ac92% of homes85% of homes
Year builtnewer than199886% of homes82% of homes

About 8566 State Route 81

How much is 8566 State Route 81, Owensboro, KY worth?

The TopHap Estimate for 8566 State Route 81, Owensboro, KY is $128,706 as of Jul 14, 2026. The likely range is $66,761 to $190,651. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 8566 State Route 81, Owensboro, KY last sell?

8566 State Route 81, Owensboro, KY last sold on Sep 1, 2003, according to the county's recorded deed.

When was 8566 State Route 81, Owensboro, KY built?

8566 State Route 81, Owensboro, KY was built in 1998, making it 28 years old.

What schools serve 8566 State Route 81, Owensboro, KY?

8566 State Route 81, Owensboro, KY is assigned to Southern Oaks Elementary School (elementary), rated A-; Apollo High School (high), rated B+; College View Middle School (middle), rated C-. All sit in Daviess County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 8566 State Route 81, Owensboro, KY compare to other homes in Owensboro 42301?

Among the 15,796 homes in Owensboro 42301, it is worth more than 30% of them ($128,706 against a typical $172,629), its lot is bigger than 92% of them (1.04 ac against a typical 0.2 ac) and it is newer than 86% of them (1998 against a typical 1967). Measured against all of Daviess County, it is worth more than 29% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 8566 State Route 81, Owensboro, KY?

The 2025 property tax bill for 8566 State Route 81, Owensboro, KY was $872. The county assessed it at $84,600.

Closest homes

More homes in Owensboro 42301

Assigned schools

Explore the area

See this home in context

Open 8566 State Route 81 on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map