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Single Family ResidenceResidential
$494,331$151 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 74How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $316,864 on May 14, 2003

859 CLUB RIDGE TER

CHESTER, VA 23836
3
Beds
3.5
Baths
3,269 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.28 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$494K
$364K low$625K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$316,864 · May 14, 2003
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$240,881
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$192,705
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.54%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$253,450
VIRGINIA FIRST SAVINGS · recorded May 14, 2003

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,706 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$525,900 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$91,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$434,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$511,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$525,900

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.14 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCHESTERFIELD
Lot (acres)The size of the land the home sits on, from county records.0.28
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 168 ft²Patio · 168 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Elizabeth Davis Middle SchoolC
Middle · Grades 6–8 · 2.2 mi
E
Enon Elementary SchoolB
Elementary · Grades PK–5 · 3.0 mi
H
Thomas Dale High SchoolC-
High · Grades 9–12 · 4.9 mi

District: Chesterfield County Public Schools

Neighborhood · ZIP 23836These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.55

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.14,653
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.563 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$100,327
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$129,683
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

859 Club Ridge Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 81% of homes in Chesterfield County
  • Bigger than 87% of homes in Chesterfield County
  • Has a smaller lot than 83% of homes in Chester 23836
  • Newer than 71% of homes in Chesterfield County

What homes are worth in Chester 23836

Each bar is how many homes fall in that price range. The marker is this home.

This home
$141K$852K

This home is worth more than 80% of homes in Chester 23836.

How it measures up in Chester 23836

The dot is this home. The mark in the middle is the typical home in Chester 23836.

Estimated value$494,331
CheaperTypical $341,161Pricier

Pricier than 80% of homes nearby

Price per ft²$151
CheaperTypical $152Pricier

Pricier than 49% of homes nearby

Living area3,269 ft²
SmallerTypical 2,268 ft²Bigger

Bigger than 80% of homes nearby

Lot size0.28 ac
SmallerTypical 0.43 acBigger

Bigger than 17% of homes nearby

Year built2003
OlderTypical 1997Newer

Newer than 64% of homes nearby

How 859 Club Ridge Ter ranks against every home in each area.
MeasureThis homeChester 23836Chesterfield County
Estimated valuepricier than$494,33180% of homes81% of homes
Price per ft²pricier than$15149% of homes41% of homes
Living areabigger than3,269 ft²80% of homes87% of homes
Lot sizebigger than0.28 ac17% of homes30% of homes
Year builtnewer than200364% of homes71% of homes

About 859 Club Ridge Ter

How much is 859 Club Ridge Ter, Chester, VA worth?

The TopHap Estimate for 859 Club Ridge Ter, Chester, VA is $494,331 as of Jul 14, 2026. The likely range is $363,587 to $625,075. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 859 Club Ridge Ter, Chester, VA last sell?

859 Club Ridge Ter, Chester, VA last sold on May 14, 2003 for $316,864, according to the county's recorded deed.

How big is 859 Club Ridge Ter, Chester, VA?

859 Club Ridge Ter, Chester, VA has 3 bedrooms, 3.5 bathrooms, 3,269 square feet of living space and a 0.28-acre lot.

When was 859 Club Ridge Ter, Chester, VA built?

859 Club Ridge Ter, Chester, VA was built in 2003, making it 23 years old. The building has 2 stories.

What schools serve 859 Club Ridge Ter, Chester, VA?

859 Club Ridge Ter, Chester, VA is assigned to Elizabeth Davis Middle School (middle), rated C; Enon Elementary School (elementary), rated B; Thomas Dale High School (high), rated C-. All sit in Chesterfield County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 859 Club Ridge Ter, Chester, VA compare to other homes in Chester 23836?

Among the 5,250 homes in Chester 23836, it is worth more than 80% of them ($494,331 against a typical $341,161), its price per square foot is higher than 49% of them ($151 against a typical $152), it is bigger than 80% of them (3,269 ft² against a typical 2,268 ft²), its lot is bigger than 17% of them (0.28 ac against a typical 0.43 ac) and it is newer than 64% of them (2003 against a typical 1997). Measured against all of Chesterfield County, it is worth more than 81% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 859 Club Ridge Ter, Chester, VA?

The 2026 property tax bill for 859 Club Ridge Ter, Chester, VA was $4,706. The county assessed it at $525,900.

Closest homes

More homes in Chester 23836

Assigned schools

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