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Single Family ResidenceResidential
$641,508$420 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $137,500 on May 29, 1997

86 CENTRAL ST

IPSWICH, MA 01938
3
Beds
1.5
Baths
1,528 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.19 ac
Lot SizeThe size of the land the home sits on, from county records.
1880
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$642K
$591K low$692K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$137,500 · May 29, 1997

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,502 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$583,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$278,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$304,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$535,800

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.19 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyESSEX
Lot (acres)The size of the land the home sits on, from county records.0.19
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Slate
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 01938These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.95
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.90

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.13,429
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.369 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$123,091
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$153,809
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

86 Central St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 76% of homes in Ipswich 01938
  • Smaller than 67% of homes in Ipswich 01938
  • Has a smaller lot than 78% of homes in Ipswich 01938
  • Older than 92% of homes in Ipswich 01938

What homes are worth in Ipswich 01938

Each bar is how many homes fall in that price range. The marker is this home.

This home
$327K$1.9M

This home is worth more than 24% of homes in Ipswich 01938.

How it measures up in Ipswich 01938

The dot is this home. The mark in the middle is the typical home in Ipswich 01938.

Estimated value$641,508
CheaperTypical $804,783Pricier

Pricier than 24% of homes nearby

Price per ft²$420
CheaperTypical $426Pricier

Pricier than 47% of homes nearby

Living area1,528 ft²
SmallerTypical 1,883 ft²Bigger

Bigger than 33% of homes nearby

Lot size0.19 ac
SmallerTypical 0.37 acBigger

Bigger than 22% of homes nearby

Year built1880
OlderTypical 1966Newer

Newer than 8% of homes nearby

How 86 Central St ranks against every home in each area.
MeasureThis homeIpswich 01938Essex County
Estimated valuepricier than$641,50824% of homes42% of homes
Price per ft²pricier than$42047% of homes57% of homes
Living areabigger than1,528 ft²33% of homes36% of homes
Lot sizebigger than0.19 ac22% of homes36% of homes
Year builtnewer than18808% of homes8% of homes

About 86 Central St

How much is 86 Central St, Ipswich, MA worth?

The TopHap Estimate for 86 Central St, Ipswich, MA is $641,508 as of Sep 24, 2026. The likely range is $591,105 to $691,911. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 86 Central St, Ipswich, MA last sell?

86 Central St, Ipswich, MA last sold on May 29, 1997 for $137,500, according to the county's recorded deed.

How big is 86 Central St, Ipswich, MA?

86 Central St, Ipswich, MA has 3 bedrooms, 1.5 bathrooms, 1,528 square feet of living space and a 0.19-acre lot.

When was 86 Central St, Ipswich, MA built?

86 Central St, Ipswich, MA was built in 1880, making it 146 years old. The building has 2 stories.

How does 86 Central St, Ipswich, MA compare to other homes in Ipswich 01938?

Among the 5,117 homes in Ipswich 01938, it is worth more than 24% of them ($641,508 against a typical $804,783), its price per square foot is higher than 47% of them ($420 against a typical $426), it is bigger than 33% of them (1,528 ft² against a typical 1,883 ft²), its lot is bigger than 22% of them (0.19 ac against a typical 0.37 ac) and it is newer than 8% of them (1880 against a typical 1966). Measured against all of Essex County, it is worth more than 42% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 86 Central St, Ipswich, MA?

The 2025 property tax bill for 86 Central St, Ipswich, MA was $6,502. The county assessed it at $583,100.

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