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Rural ResidenceResidential
$464,349$195 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $424,000 on Apr 5, 2022

86 DIVIDE RIDGE RD

GIVEN, WV 25245
3
Beds
2
Baths
2,380 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
22.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1993
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$464K
$427K low$501K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$424,000 · Apr 5, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$226,849
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$181,479
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.52%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$237,500
MILITARY FAMILY HOME LOANS, INC · recorded Apr 9, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,270 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$182,160 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$37,860
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$144,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$179,940
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$303,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.59
70
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
32
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
78
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
90
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
25
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.43 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyJackson
Lot (acres)The size of the land the home sits on, from county records.22.21
ConstructionThe main material the home's frame and walls are built from.Brick
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Gazebo

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Kenna Elementary SchoolA-
Elementary · Grades PK–5 · 3.4 mi
M
Ripley Middle SchoolB-
Middle · Grades 6–8 · 10.8 mi
H
Ripley High SchoolA+
High · Grades 9–12 · 11.1 mi

District: Jackson County School District

Neighborhood · ZIP 25245These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.115
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.2%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.1,573
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.43 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,396
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,929
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.45%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

86 Divide Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 96% of homes in Jackson County
  • Costs more per square foot than 94% of homes in Jackson County
  • Bigger than 85% of homes in Jackson County
  • Has a bigger lot than 88% of homes in Jackson County
  • Newer than 75% of homes in Jackson County

What homes are worth in Given 25245

Each bar is how many homes fall in that price range. The marker is this home.

This home
$70K$606K

This home is worth more than 94% of homes in Given 25245.

How it measures up in Given 25245

The dot is this home. The mark in the middle is the typical home in Given 25245.

Estimated value$464,349
CheaperTypical $210,976Pricier

Pricier than 94% of homes nearby

Price per ft²$195
CheaperTypical $126Pricier

Pricier than 88% of homes nearby

Living area2,380 ft²
SmallerTypical 1,692 ft²Bigger

Bigger than 84% of homes nearby

Lot size22.21 ac
SmallerTypical 3.84 acBigger

Bigger than 73% of homes nearby

Year built1993
OlderTypical 1987Newer

Newer than 60% of homes nearby

How 86 Divide Ridge Rd ranks against every home in each area.
MeasureThis homeGiven 25245Jackson County
Estimated valuepricier than$464,34994% of homes96% of homes
Price per ft²pricier than$19588% of homes94% of homes
Living areabigger than2,380 ft²84% of homes85% of homes
Lot sizebigger than22.21 ac73% of homes88% of homes
Year builtnewer than199360% of homes75% of homes

About 86 Divide Ridge Rd

How much is 86 Divide Ridge Rd, Given, WV worth?

The TopHap Estimate for 86 Divide Ridge Rd, Given, WV is $464,349 as of Jul 14, 2026. The likely range is $427,383 to $501,315. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 86 Divide Ridge Rd, Given, WV last sell?

86 Divide Ridge Rd, Given, WV last sold on Apr 5, 2022 for $424,000, according to the county's recorded deed.

How big is 86 Divide Ridge Rd, Given, WV?

86 Divide Ridge Rd, Given, WV has 3 bedrooms, 2 bathrooms, 2,380 square feet of living space and a 22.21-acre lot.

When was 86 Divide Ridge Rd, Given, WV built?

86 Divide Ridge Rd, Given, WV was built in 1993, making it 33 years old. It is a ranch home. The building has 1 story.

What schools serve 86 Divide Ridge Rd, Given, WV?

86 Divide Ridge Rd, Given, WV is assigned to Kenna Elementary School (elementary), rated A-; Ripley Middle School (middle), rated B-; Ripley High School (high), rated A+. All sit in Jackson County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 86 Divide Ridge Rd, Given, WV compare to other homes in Given 25245?

Among the 441 homes in Given 25245, it is worth more than 94% of them ($464,349 against a typical $210,976), its price per square foot is higher than 88% of them ($195 against a typical $126), it is bigger than 84% of them (2,380 ft² against a typical 1,692 ft²), its lot is bigger than 73% of them (22.21 ac against a typical 3.84 ac) and it is newer than 60% of them (1993 against a typical 1987). Measured against all of Jackson County, it is worth more than 96% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 86 Divide Ridge Rd, Given, WV?

The 2025 property tax bill for 86 Divide Ridge Rd, Given, WV was $2,270. The county assessed it at $182,160.

Closest homes

More homes in Given 25245

Assigned schools

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