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Single Family ResidenceResidential
$459,500$322 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $335,000 on Jan 21, 2022

86 E WATER ST

NORTH ANDOVER, MA 01845
2
Beds
1.5
Baths
1,428 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,023 ft²
Lot SizeThe size of the land the home sits on, from county records.
1968
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$460K
$445K low$474K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$335,000 · Jan 21, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,371 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$388,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$192,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$196,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$349,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$403,845

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.67 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyESSEX
Lot (acres)The size of the land the home sits on, from county records.0.07
ConstructionThe main material the home's frame and walls are built from.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Radiant
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
North Andover High SchoolA
High · Grades 9–12 · 0.2 mi
M
North Andover Middle SchoolB
Middle · Grades 6–8 · 0.4 mi
E
AtkinsonD+
Elementary · Grades 1–5 · 0.7 mi

District: North Andover School District

Neighborhood · ZIP 01845These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.61
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.95

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.33,053
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,181 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$137,878
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$165,511
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

86 E Water St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 87% of homes in Essex County
  • Costs less per square foot than 82% of homes in Essex County
  • Smaller than 76% of homes in North Andover 01845
  • Among the smallest lots in North Andover 01845

What homes are worth in North Andover 01845

Each bar is how many homes fall in that price range. The marker is this home.

This home
$279K$1.6M

This home is worth more than 18% of homes in North Andover 01845.

How it measures up in North Andover 01845

The dot is this home. The mark in the middle is the typical home in North Andover 01845.

Estimated value$459,500
CheaperTypical $792,808Pricier

Pricier than 18% of homes nearby

Price per ft²$322
CheaperTypical $364Pricier

Pricier than 25% of homes nearby

Living area1,428 ft²
SmallerTypical 2,231 ft²Bigger

Bigger than 24% of homes nearby

Lot size3,023 ft²
SmallerTypical 1 acBigger

Smaller than almost all homes nearby

Year built1968
OlderTypical 1977Newer

Newer than 41% of homes nearby

How 86 E Water St ranks against every home in each area.
MeasureThis homeNorth Andover 01845Essex County
Estimated valuepricier than$459,50018% of homes13% of homes
Price per ft²pricier than$32225% of homes18% of homes
Living areabigger than1,428 ft²24% of homes30% of homes
Lot sizebigger than3,023 ft²almost no homes4% of homes
Year builtnewer than196841% of homes62% of homes

About 86 E Water St

How much is 86 E Water St, North Andover, MA worth?

The TopHap Estimate for 86 E Water St, North Andover, MA is $459,500 as of Aug 30, 2026. The likely range is $445,191 to $473,809. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 86 E Water St, North Andover, MA last sell?

86 E Water St, North Andover, MA last sold on Jan 21, 2022 for $335,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 86 E Water St, North Andover, MA?

86 E Water St, North Andover, MA has 2 bedrooms, 1.5 bathrooms, 1,428 square feet of living space and a 0.07-acre lot.

When was 86 E Water St, North Andover, MA built?

86 E Water St, North Andover, MA was built in 1968, making it 58 years old. The building has 2 stories.

What schools serve 86 E Water St, North Andover, MA?

86 E Water St, North Andover, MA is assigned to North Andover High School (high), rated A; North Andover Middle School (middle), rated B; Atkinson (elementary), rated D+. All sit in North Andover School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 86 E Water St, North Andover, MA compare to other homes in North Andover 01845?

Among the 9,078 homes in North Andover 01845, it is worth more than 18% of them ($459,500 against a typical $792,808), its price per square foot is higher than 25% of them ($322 against a typical $364), it is bigger than 24% of them (1,428 ft² against a typical 2,231 ft²), its lot is bigger than almost none of them (3,023 ft² against a typical 1 ac) and it is newer than 41% of them (1968 against a typical 1977). Measured against all of Essex County, it is worth more than 13% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 86 E Water St, North Andover, MA?

The 2025 property tax bill for 86 E Water St, North Andover, MA was $4,371. The county assessed it at $388,200.

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