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Single Family ResidenceResidential
$531,777$261 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 98How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

86 GARDNER ST

FITCHBURG, MA 01420
4
Beds
2
Baths
2,037 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.38 ac
Lot SizeThe size of the land the home sits on, from county records.
1968
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$532K
$521K low$543K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,605 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$414,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$116,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$298,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$392,900

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyWorcester
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1978
Lot (acres)The size of the land the home sits on, from county records.0.38
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Memorial Middle SchoolD+
Middle · Grades 6–8 · 0.9 mi
E
Reingold Elementary SchoolD+
Elementary · Grades 1–5 · 1.1 mi
H
Fitchburg High SchoolD
High · Grades 9–12 · 4.3 mi

District: Fitchburg School District

Neighborhood · ZIP 01420These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.122
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.68

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.43,507
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,361 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,663
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,428
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

86 Gardner St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 86% of homes in Fitchburg 01420
  • Costs less per square foot than 75% of homes in Worcester County
  • Bigger than 68% of homes in Fitchburg 01420
  • Has a bigger lot than 73% of homes in Fitchburg 01420
  • Newer than 71% of homes in Fitchburg 01420

What homes are worth in Fitchburg 01420

Each bar is how many homes fall in that price range. The marker is this home.

This home
$246K$684K

This home is worth more than 86% of homes in Fitchburg 01420.

How it measures up in Fitchburg 01420

The dot is this home. The mark in the middle is the typical home in Fitchburg 01420.

Estimated value$531,777
CheaperTypical $396,407Pricier

Pricier than 86% of homes nearby

Price per ft²$261
CheaperTypical $283Pricier

Pricier than 33% of homes nearby

Living area2,037 ft²
SmallerTypical 1,621 ft²Bigger

Bigger than 68% of homes nearby

Lot size0.38 ac
SmallerTypical 0.24 acBigger

Bigger than 73% of homes nearby

Year built1968
OlderTypical 1945Newer

Newer than 71% of homes nearby

How 86 Gardner St ranks against every home in each area.
MeasureThis homeFitchburg 01420Worcester County
Estimated valuepricier than$531,77786% of homes61% of homes
Price per ft²pricier than$26133% of homes25% of homes
Living areabigger than2,037 ft²68% of homes66% of homes
Lot sizebigger than0.38 ac73% of homes42% of homes
Year builtnewer than196871% of homes50% of homes

About 86 Gardner St

How much is 86 Gardner St, Fitchburg, MA worth?

The TopHap Estimate for 86 Gardner St, Fitchburg, MA is $531,777 as of Sep 24, 2026. The likely range is $520,514 to $543,040. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 86 Gardner St, Fitchburg, MA?

86 Gardner St, Fitchburg, MA has 4 bedrooms, 2 bathrooms, 2,037 square feet of living space and a 0.38-acre lot.

When was 86 Gardner St, Fitchburg, MA built?

86 Gardner St, Fitchburg, MA was built in 1968, making it 58 years old. It is a colonial home. The building has 2 stories.

What schools serve 86 Gardner St, Fitchburg, MA?

86 Gardner St, Fitchburg, MA is assigned to Memorial Middle School (middle), rated D+; Reingold Elementary School (elementary), rated D+; Fitchburg High School (high), rated D. All sit in Fitchburg School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 86 Gardner St, Fitchburg, MA compare to other homes in Fitchburg 01420?

Among the 10,314 homes in Fitchburg 01420, it is worth more than 86% of them ($531,777 against a typical $396,407), its price per square foot is higher than 33% of them ($261 against a typical $283), it is bigger than 68% of them (2,037 ft² against a typical 1,621 ft²), its lot is bigger than 73% of them (0.38 ac against a typical 0.24 ac) and it is newer than 71% of them (1968 against a typical 1945). Measured against all of Worcester County, it is worth more than 61% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 86 Gardner St, Fitchburg, MA?

The 2025 property tax bill for 86 Gardner St, Fitchburg, MA was $5,605. The county assessed it at $414,900.

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