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Mobile HomeResidential

86 GINGER ST

SPENCER, IN 47460
2
Baths
1,404 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.36 ac
Lot SizeThe size of the land the home sits on, from county records.
1990
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$183 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$91,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$18,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$72,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$87,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$91,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
74
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
19
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Mobile Home
StyleThe architectural style of the home, such as ranch or colonial.Mobile Home
CountyOWEN
Lot (acres)The size of the land the home sits on, from county records.0.35
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 48 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
McCormick's Creek Elementary SchoolB-
Elementary · Grades PK–6 · 1.7 mi
H
Owen Valley Community High School
High · Grades 9–12 · 5.0 mi
M
Owen Valley Middle SchoolB-
Middle · Grades 7–8 · 5.1 mi

District: Spencer-Owen Community Schools

Neighborhood · ZIP 47460These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.119
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.119
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.69

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.11,799
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.79 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,094
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,779
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

86 Ginger St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a smaller lot than 83% of homes in Owen County

How it measures up in Spencer 47460

The dot is this home. The mark in the middle is the typical home in Spencer 47460.

Living area1,404 ft²
SmallerTypical 1,440 ft²Bigger

Bigger than 48% of homes nearby

Lot size0.36 ac
SmallerTypical 2.22 acBigger

Bigger than 18% of homes nearby

Year built1990
OlderTypical 1987Newer

Newer than 56% of homes nearby

How 86 Ginger St ranks against every home in each area.
MeasureThis homeSpencer 47460Owen County
Living areabigger than1,404 ft²48% of homes52% of homes
Lot sizebigger than0.36 ac18% of homes17% of homes
Year builtnewer than199056% of homes57% of homes

About 86 Ginger St

When did 86 Ginger St, Spencer, IN last sell?

86 Ginger St, Spencer, IN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 86 Ginger St, Spencer, IN?

86 Ginger St, Spencer, IN has 2 bathrooms, 1,404 square feet of living space and a 0.35-acre lot.

When was 86 Ginger St, Spencer, IN built?

86 Ginger St, Spencer, IN was built in 1990, making it 36 years old. It is a mobile home home. The building has 1 story.

What schools serve 86 Ginger St, Spencer, IN?

86 Ginger St, Spencer, IN is assigned to McCormick's Creek Elementary School (elementary), rated B-; Owen Valley Community High School (high); Owen Valley Middle School (middle), rated B-. All sit in Spencer-Owen Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 86 Ginger St, Spencer, IN compare to other homes in Spencer 47460?

Among the 4,885 homes in Spencer 47460, it is bigger than 48% of them (1,404 ft² against a typical 1,440 ft²), its lot is bigger than 18% of them (0.36 ac against a typical 2.22 ac) and it is newer than 56% of them (1990 against a typical 1987). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 86 Ginger St, Spencer, IN?

The 2025 property tax bill for 86 Ginger St, Spencer, IN was $183. The county assessed it at $91,000.

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