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Single Family ResidenceResidential
$486,860$260 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $375,000 on Apr 16, 2020

86 HARBOR ST

PEPPERELL, MA 01463
3
Beds
2
Baths
1,874 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.1 ac
Lot SizeThe size of the land the home sits on, from county records.
1974
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$487K
$465K low$508K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$375,000 · Apr 16, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,977 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$476,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$161,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$315,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$480,605

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
26
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
57
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
93
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
39
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Foyer
CountyMIDDLESEX
Lot (acres)The size of the land the home sits on, from county records.2.10
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(13)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
North Middlesex Regional High SchoolB-
High · Grades 9–12 · 0.5 mi
E
Varnum Brook Elementary SchoolC+
Elementary · Grades KG–4 · 3.5 mi
M
Nissitissit Middle SchoolB-
Middle · Grades 5–8 · 3.5 mi

District: North Middlesex School District

Neighborhood · ZIP 01463These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.52
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.80

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.11,943
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.514 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$117,504
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$138,493
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

86 Harbor St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 88% of homes in Middlesex County
  • Costs less per square foot than 97% of homes in Middlesex County
  • Has a bigger lot than 89% of homes in Middlesex County
  • Newer than 68% of homes in Middlesex County

What homes are worth in Pepperell 01463

Each bar is how many homes fall in that price range. The marker is this home.

This home
$314K$924K

This home is worth more than 36% of homes in Pepperell 01463.

How it measures up in Pepperell 01463

The dot is this home. The mark in the middle is the typical home in Pepperell 01463.

Estimated value$486,860
CheaperTypical $535,903Pricier

Pricier than 36% of homes nearby

Price per ft²$260
CheaperTypical $267Pricier

Pricier than 45% of homes nearby

Living area1,874 ft²
SmallerTypical 2,052 ft²Bigger

Bigger than 41% of homes nearby

Lot size2.1 ac
SmallerTypical 1.53 acBigger

Bigger than 69% of homes nearby

Year built1974
OlderTypical 1981Newer

Newer than 36% of homes nearby

How 86 Harbor St ranks against every home in each area.
MeasureThis homePepperell 01463Middlesex County
Estimated valuepricier than$486,86036% of homes12% of homes
Price per ft²pricier than$26045% of homes3% of homes
Living areabigger than1,874 ft²41% of homes52% of homes
Lot sizebigger than2.1 ac69% of homes89% of homes
Year builtnewer than197436% of homes68% of homes

About 86 Harbor St

How much is 86 Harbor St, Pepperell, MA worth?

The TopHap Estimate for 86 Harbor St, Pepperell, MA is $486,860 as of Jul 14, 2026. The likely range is $465,364 to $508,356. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 86 Harbor St, Pepperell, MA last sell?

86 Harbor St, Pepperell, MA last sold on Apr 16, 2020 for $375,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 86 Harbor St, Pepperell, MA?

86 Harbor St, Pepperell, MA has 3 bedrooms, 2 bathrooms, 1,874 square feet of living space and a 2.10-acre lot.

When was 86 Harbor St, Pepperell, MA built?

86 Harbor St, Pepperell, MA was built in 1974, making it 52 years old. It is a split foyer home. The building has 1 story.

What schools serve 86 Harbor St, Pepperell, MA?

86 Harbor St, Pepperell, MA is assigned to North Middlesex Regional High School (high), rated B-; Varnum Brook Elementary School (elementary), rated C+; Nissitissit Middle School (middle), rated B-. All sit in North Middlesex School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 86 Harbor St, Pepperell, MA compare to other homes in Pepperell 01463?

Among the 3,872 homes in Pepperell 01463, it is worth more than 36% of them ($486,860 against a typical $535,903), its price per square foot is higher than 45% of them ($260 against a typical $267), it is bigger than 41% of them (1,874 ft² against a typical 2,052 ft²), its lot is bigger than 69% of them (2.1 ac against a typical 1.53 ac) and it is newer than 36% of them (1974 against a typical 1981). Measured against all of Middlesex County, it is worth more than 12% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 86 Harbor St, Pepperell, MA?

The 2025 property tax bill for 86 Harbor St, Pepperell, MA was $6,977. The county assessed it at $476,900.

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