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Single Family ResidenceResidential
$133,604$87 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

86 LOWER FLAT ROCK RD

MALONE, NY 12953
2
Beds
1
Baths
1,536 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.34 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$134K
$118K low$149K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,169 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$77,700 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$16,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$61,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$77,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$109,437

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.158 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Modular
CountyFranklin
Lot (acres)The size of the land the home sits on, from county records.1.34
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
HeatingThe type of heating system in the home.Electric
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 384 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Malone Middle SchoolD
Elementary · Grades 6–8 · 5.7 mi
H
Franklin Academy High SchoolC-
High · Grades 9–12 · 6.5 mi

District: Malone Central School District

Neighborhood · ZIP 12953These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.103
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.187

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.12,948
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.59 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,734
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,659
Average tempThe average temperature here across a full year.42°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

86 Lower Flat Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Newer than 79% of homes in Malone 12953

What homes are worth in Malone 12953

Each bar is how many homes fall in that price range. The marker is this home.

This home
$36K$352K

This home is worth more than 52% of homes in Malone 12953.

How it measures up in Malone 12953

The dot is this home. The mark in the middle is the typical home in Malone 12953.

Estimated value$133,604
CheaperTypical $130,439Pricier

Pricier than 52% of homes nearby

Price per ft²$87
CheaperTypical $90Pricier

Pricier than 47% of homes nearby

Living area1,536 ft²
SmallerTypical 1,426 ft²Bigger

Bigger than 59% of homes nearby

Lot size1.34 ac
SmallerTypical 0.85 acBigger

Bigger than 61% of homes nearby

Year built1988
OlderTypical 1945Newer

Newer than 79% of homes nearby

How 86 Lower Flat Rock Rd ranks against every home in each area.
MeasureThis homeMalone 12953Franklin County
Estimated valuepricier than$133,60452% of homes55% of homes
Price per ft²pricier than$8747% of homes49% of homes
Living areabigger than1,536 ft²59% of homes62% of homes
Lot sizebigger than1.34 ac61% of homes56% of homes
Year builtnewer than198879% of homes73% of homes

About 86 Lower Flat Rock Rd

How much is 86 Lower Flat Rock Rd, Malone, NY worth?

The TopHap Estimate for 86 Lower Flat Rock Rd, Malone, NY is $133,604 as of Aug 30, 2026. The likely range is $118,234 to $148,974. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 86 Lower Flat Rock Rd, Malone, NY?

86 Lower Flat Rock Rd, Malone, NY has 2 bedrooms, 1 bathrooms, 1,536 square feet of living space and a 1.34-acre lot.

When was 86 Lower Flat Rock Rd, Malone, NY built?

86 Lower Flat Rock Rd, Malone, NY was built in 1988, making it 38 years old. It is a modular home. The building has 1 story.

What schools serve 86 Lower Flat Rock Rd, Malone, NY?

86 Lower Flat Rock Rd, Malone, NY is assigned to Malone Middle School (elementary), rated D; Franklin Academy High School (high), rated C-. All sit in Malone Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 86 Lower Flat Rock Rd, Malone, NY compare to other homes in Malone 12953?

Among the 4,494 homes in Malone 12953, it is worth more than 52% of them ($133,604 against a typical $130,439), its price per square foot is higher than 47% of them ($87 against a typical $90), it is bigger than 59% of them (1,536 ft² against a typical 1,426 ft²), its lot is bigger than 61% of them (1.34 ac against a typical 0.85 ac) and it is newer than 79% of them (1988 against a typical 1945). Measured against all of Franklin County, it is worth more than 55% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 86 Lower Flat Rock Rd, Malone, NY?

The 2024 property tax bill for 86 Lower Flat Rock Rd, Malone, NY was $2,169. The county assessed it at $77,700.

More homes on Lower Flat Rock Rd

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More homes in Malone 12953

Assigned schools

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