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Single Family ResidenceResidential
$4,078,191$664 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

86 PHILLIPS BEACH AVE

SWAMPSCOTT, MA 01907
7
Beds
5.5
Baths
6,145 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.65 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
3
StoriesHow many floors the home has above ground.
11
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$4.1M
$3.3M low$4.8M high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$50,002 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$4,166,800 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,127,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$2,039,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$4,285,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$3,348,997

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.19 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent coastal flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyESSEX
Lot (acres)The size of the land the home sits on, from county records.0.65
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(9)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Swampscott Elementary SchoolB
Elementary · Grades KG–4 · 0.6 mi
M
Swampscott Middle SchoolB
Middle · Grades 5–8 · 0.8 mi
H
Swampscott High SchoolB+
High · Grades 9–12 · 1.7 mi

District: Swampscott School District

Neighborhood · ZIP 01907These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.62
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.81

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.15,022
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,395 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$135,474
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$175,738
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

86 Phillips Beach Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Essex County
  • Costs more per square foot than 95% of homes in Essex County
  • Among the largest homes in Swampscott 01907
  • Has a bigger lot than 82% of homes in Swampscott 01907
  • Newer than 93% of homes in Swampscott 01907

What homes are worth in Swampscott 01907

Each bar is how many homes fall in that price range. The marker is this home.

This home
$347K$2.7M

This home is worth more than almost all homes in Swampscott 01907.

How it measures up in Swampscott 01907

The dot is this home. The mark in the middle is the typical home in Swampscott 01907.

Estimated value$4,078,191
CheaperTypical $820,411Pricier

Pricier than almost all homes nearby

Price per ft²$664
CheaperTypical $465Pricier

Pricier than 94% of homes nearby

Living area6,145 ft²
SmallerTypical 1,832 ft²Bigger

Bigger than almost all homes nearby

Lot size0.65 ac
SmallerTypical 0.19 acBigger

Bigger than 82% of homes nearby

Year built1998
OlderTypical 1938Newer

Newer than 93% of homes nearby

How 86 Phillips Beach Ave ranks against every home in each area.
MeasureThis homeSwampscott 01907Essex County
Estimated valuepricier than$4,078,191almost all homesalmost all homes
Price per ft²pricier than$66494% of homes95% of homes
Living areabigger than6,145 ft²almost all homesalmost all homes
Lot sizebigger than0.65 ac82% of homes75% of homes
Year builtnewer than199893% of homes88% of homes

About 86 Phillips Beach Ave

How much is 86 Phillips Beach Ave, Swampscott, MA worth?

The TopHap Estimate for 86 Phillips Beach Ave, Swampscott, MA is $4,078,191 as of Sep 24, 2026. The likely range is $3,307,999 to $4,848,383. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 86 Phillips Beach Ave, Swampscott, MA last sell?

86 Phillips Beach Ave, Swampscott, MA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 86 Phillips Beach Ave, Swampscott, MA?

86 Phillips Beach Ave, Swampscott, MA has 7 bedrooms, 5.5 bathrooms, 6,145 square feet of living space and a 0.65-acre lot.

When was 86 Phillips Beach Ave, Swampscott, MA built?

86 Phillips Beach Ave, Swampscott, MA was built in 1998, making it 28 years old. It is a colonial home. The building has 3 stories.

What schools serve 86 Phillips Beach Ave, Swampscott, MA?

86 Phillips Beach Ave, Swampscott, MA is assigned to Swampscott Elementary School (elementary), rated B; Swampscott Middle School (middle), rated B; Swampscott High School (high), rated B+. All sit in Swampscott School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 86 Phillips Beach Ave, Swampscott, MA compare to other homes in Swampscott 01907?

Among the 5,167 homes in Swampscott 01907, it is worth more than almost all of them ($4,078,191 against a typical $820,411), its price per square foot is higher than 94% of them ($664 against a typical $465), it is bigger than almost all of them (6,145 ft² against a typical 1,832 ft²), its lot is bigger than 82% of them (0.65 ac against a typical 0.19 ac) and it is newer than 93% of them (1998 against a typical 1938). Measured against all of Essex County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 86 Phillips Beach Ave, Swampscott, MA?

The 2026 property tax bill for 86 Phillips Beach Ave, Swampscott, MA was $50,002. The county assessed it at $4,166,800.

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