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Single Family ResidentialResidential
$137,420$96 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

86 RICHARDSON ST

PHEBA, MS 39755
3
Beds
0
Baths
1,428 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.76 ac
Lot SizeThe size of the land the home sits on, from county records.
2008
Year BuiltThe year the home was originally built, according to county records.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$137K
$126K low$149K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$137,420
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$109,936

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10 (2023)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$7,591 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$817
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$6,774
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$7,591
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$75,910

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.26 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyClay
Lot (acres)The size of the land the home sits on, from county records.1.76
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
West Clay Elementary SchoolC
Elementary · Grades PK–6 · 9.7 mi
M
Fifth Street SchoolC-
Middle · Grades 5–7 · 17.8 mi
H
West Point High SchoolD+
High · Grades 8–12 · 18.3 mi

District: West Point Consolidated School District

Neighborhood · ZIP 39755These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.128
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.77
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.51

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.81%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.1,447
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.20 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$46,514
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,813
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

86 Richardson St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 65% of homes in Pheba 39755
  • Has a smaller lot than 70% of homes in Pheba 39755
  • Newer than 94% of homes in Clay County

What homes are worth in Pheba 39755

Each bar is how many homes fall in that price range. The marker is this home.

This home
$75K$339K

This home is worth more than 35% of homes in Pheba 39755.

How it measures up in Pheba 39755

The dot is this home. The mark in the middle is the typical home in Pheba 39755.

Estimated value$137,420
CheaperTypical $165,520Pricier

Pricier than 35% of homes nearby

Price per ft²$96
CheaperTypical $93Pricier

Pricier than 54% of homes nearby

Living area1,428 ft²
SmallerTypical 1,620 ft²Bigger

Bigger than 36% of homes nearby

Lot size1.76 ac
SmallerTypical 3.23 acBigger

Bigger than 30% of homes nearby

Year built2008
OlderTypical 1986Newer

Newer than 92% of homes nearby

How 86 Richardson St ranks against every home in each area.
MeasureThis homePheba 39755Clay County
Estimated valuepricier than$137,42035% of homes49% of homes
Price per ft²pricier than$9654% of homes59% of homes
Living areabigger than1,428 ft²36% of homes43% of homes
Lot sizebigger than1.76 ac30% of homes45% of homes
Year builtnewer than200892% of homes94% of homes

About 86 Richardson St

How much is 86 Richardson St, Pheba, MS worth?

The TopHap Estimate for 86 Richardson St, Pheba, MS is $137,420 as of Jul 14, 2026. The likely range is $125,544 to $149,296. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 86 Richardson St, Pheba, MS last sell?

86 Richardson St, Pheba, MS last sold on Sep 27, 2007, according to the county's recorded deed.

How big is 86 Richardson St, Pheba, MS?

86 Richardson St, Pheba, MS has 3 bedrooms, 1,428 square feet of living space and a 1.76-acre lot.

When was 86 Richardson St, Pheba, MS built?

86 Richardson St, Pheba, MS was built in 2008, making it 18 years old.

What schools serve 86 Richardson St, Pheba, MS?

86 Richardson St, Pheba, MS is assigned to West Clay Elementary School (elementary), rated C; Fifth Street School (middle), rated C-; West Point High School (high), rated D+. All sit in West Point Consolidated School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 86 Richardson St, Pheba, MS compare to other homes in Pheba 39755?

Among the 356 homes in Pheba 39755, it is worth more than 35% of them ($137,420 against a typical $165,520), its price per square foot is higher than 54% of them ($96 against a typical $93), it is bigger than 36% of them (1,428 ft² against a typical 1,620 ft²), its lot is bigger than 30% of them (1.76 ac against a typical 3.23 ac) and it is newer than 92% of them (2008 against a typical 1986). Measured against all of Clay County, it is worth more than 49% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 86 Richardson St, Pheba, MS?

The 2023 property tax bill for 86 Richardson St, Pheba, MS was $10. The county assessed it at $7,591.

Closest homes

More homes in Pheba 39755

Assigned schools

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