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Single Family ResidenceResidential
$186,405$155 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $108,000 on Sep 5, 2017

86 RUBY LN

CHATSWORTH, GA 30705
2
Baths
1,204 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.33 ac
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$186K
$170K low$203K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$108,000 · Sep 5, 2017
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.98%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$111,111
WELLS FARGO BK · recorded Sep 13, 2017
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$80,000
GEORGIA UNITED CREDIT UNION

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,703 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$72,400 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$65,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$69,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$181,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.21
56
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
26
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
27
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.19 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMurray
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2001
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Masonry (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 64 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Murray County High SchoolC+
High · Grades 9–12 · 0.5 mi
M
Gladden Middle SchoolC
Middle · Grades 7–8 · 0.9 mi
E
Chatsworth Elementary SchoolB+
Elementary · Grades PK–6 · 1.0 mi

District: Murray County School District

Neighborhood · ZIP 30705These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.131

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.35,846
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.152 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,661
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$78,102
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.59 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

86 Ruby Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 65% of homes in Chatsworth 30705
  • Smaller than 71% of homes in Chatsworth 30705
  • Has a smaller lot than 91% of homes in Murray County

What homes are worth in Chatsworth 30705

Each bar is how many homes fall in that price range. The marker is this home.

This home
$49K$622K

This home is worth more than 35% of homes in Chatsworth 30705.

How it measures up in Chatsworth 30705

The dot is this home. The mark in the middle is the typical home in Chatsworth 30705.

Estimated value$186,405
CheaperTypical $226,336Pricier

Pricier than 35% of homes nearby

Price per ft²$155
CheaperTypical $160Pricier

Pricier than 45% of homes nearby

Living area1,204 ft²
SmallerTypical 1,416 ft²Bigger

Bigger than 29% of homes nearby

Lot size0.33 ac
SmallerTypical 1 acBigger

Bigger than 11% of homes nearby

Year built1996
OlderTypical 1992Newer

Newer than 61% of homes nearby

How 86 Ruby Ln ranks against every home in each area.
MeasureThis homeChatsworth 30705Murray County
Estimated valuepricier than$186,40535% of homes37% of homes
Price per ft²pricier than$15545% of homes46% of homes
Living areabigger than1,204 ft²29% of homes31% of homes
Lot sizebigger than0.33 ac11% of homes9% of homes
Year builtnewer than199661% of homes62% of homes

About 86 Ruby Ln

How much is 86 Ruby Ln, Chatsworth, GA worth?

The TopHap Estimate for 86 Ruby Ln, Chatsworth, GA is $186,405 as of Jul 14, 2026. The likely range is $169,660 to $203,150. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 86 Ruby Ln, Chatsworth, GA last sell?

86 Ruby Ln, Chatsworth, GA last sold on Sep 5, 2017 for $108,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 86 Ruby Ln, Chatsworth, GA?

86 Ruby Ln, Chatsworth, GA has 2 bathrooms and 1,204 square feet of living space.

When was 86 Ruby Ln, Chatsworth, GA built?

86 Ruby Ln, Chatsworth, GA was built in 1996, making it 30 years old. The building has 1 story.

What schools serve 86 Ruby Ln, Chatsworth, GA?

86 Ruby Ln, Chatsworth, GA is assigned to Murray County High School (high), rated C+; Gladden Middle School (middle), rated C; Chatsworth Elementary School (elementary), rated B+. All sit in Murray County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 86 Ruby Ln, Chatsworth, GA compare to other homes in Chatsworth 30705?

Among the 11,519 homes in Chatsworth 30705, it is worth more than 35% of them ($186,405 against a typical $226,336), its price per square foot is higher than 45% of them ($155 against a typical $160), it is bigger than 29% of them (1,204 ft² against a typical 1,416 ft²), its lot is bigger than 11% of them (0.33 ac against a typical 1 ac) and it is newer than 61% of them (1996 against a typical 1992). Measured against all of Murray County, it is worth more than 37% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 86 Ruby Ln, Chatsworth, GA?

The 2024 property tax bill for 86 Ruby Ln, Chatsworth, GA was $1,703. The county assessed it at $72,400.

Closest homes

More homes in Chatsworth 30705

Assigned schools

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