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Single Family ResidenceResidential
Last sold for $520,000 on Aug 7, 2015

86 SPENCER RD

BASKING RIDGE, NJ 07920
0
Baths
1,169 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.86 ac
Lot SizeThe size of the land the home sits on, from county records.
1950
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$520,000 · Aug 7, 2015
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$278,000
KEARNY BANK · recorded Sep 24, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,693 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$667,900 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$397,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$270,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$633,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$667,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
19
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
68
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
97
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
43
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountySOMERSET
Lot (acres)The size of the land the home sits on, from county records.0.86
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Oak Street Elementary SchoolA
Elementary · Grades KG–5 · 0.3 mi
H
Ridge High SchoolB+
High · Grades 9–12 · 0.5 mi
M
William Annin Middle SchoolA
Middle · Grades 6–8 · 1.4 mi

District: Bernards Township School District

Neighborhood · ZIP 07920These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.20
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.102

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.36%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.28,676
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,109 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$170,540
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$228,687
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

86 Spencer Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Smaller than 86% of homes in Basking Ridge 07920
  • Has a bigger lot than 75% of homes in Somerset County
  • Older than 90% of homes in Basking Ridge 07920

How it measures up in Basking Ridge 07920

The dot is this home. The mark in the middle is the typical home in Basking Ridge 07920.

Living area1,169 ft²
SmallerTypical 2,134 ft²Bigger

Bigger than 14% of homes nearby

Lot size0.86 ac
SmallerTypical 0.32 acBigger

Bigger than 71% of homes nearby

Year built1950
OlderTypical 1986Newer

Newer than 10% of homes nearby

How 86 Spencer Rd ranks against every home in each area.
MeasureThis homeBasking Ridge 07920Somerset County
Living areabigger than1,169 ft²14% of homes14% of homes
Lot sizebigger than0.86 ac71% of homes75% of homes
Year builtnewer than195010% of homes17% of homes

About 86 Spencer Rd

When did 86 Spencer Rd, Basking Ridge, NJ last sell?

86 Spencer Rd, Basking Ridge, NJ last sold on Aug 7, 2015 for $520,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 86 Spencer Rd, Basking Ridge, NJ?

86 Spencer Rd, Basking Ridge, NJ has 1,169 square feet of living space and a 0.86-acre lot.

When was 86 Spencer Rd, Basking Ridge, NJ built?

86 Spencer Rd, Basking Ridge, NJ was built in 1950, making it 76 years old. It is a ranch home. The building has 1 story.

What schools serve 86 Spencer Rd, Basking Ridge, NJ?

86 Spencer Rd, Basking Ridge, NJ is assigned to Oak Street Elementary School (elementary), rated A; Ridge High School (high), rated B+; William Annin Middle School (middle), rated A. All sit in Bernards Township School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 86 Spencer Rd, Basking Ridge, NJ compare to other homes in Basking Ridge 07920?

Among the 9,639 homes in Basking Ridge 07920, it is bigger than 14% of them (1,169 ft² against a typical 2,134 ft²), its lot is bigger than 71% of them (0.86 ac against a typical 0.32 ac) and it is newer than 10% of them (1950 against a typical 1986). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 86 Spencer Rd, Basking Ridge, NJ?

The 2025 property tax bill for 86 Spencer Rd, Basking Ridge, NJ was $10,693. The county assessed it at $667,900.

Closest homes

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Assigned schools

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