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Single Family ResidenceResidential
$386,460$216 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

86 STEPHENS LOOP

PHENIX CITY, AL 36869
2
Baths
1,790 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
2001
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$386K
$342K low$431K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$702 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$21,440 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,360
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$20,080
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$19,530
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$214,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.8
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
25
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
17
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyRussell
Lot (acres)The size of the land the home sits on, from county records.1.00
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 184 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mt Olive Primary SchoolD+
Elementary · Grades PK–2 · 1.9 mi
H
Russell County High SchoolC-
High · Grades 9–12 · 7.9 mi
M
Russell County Middle SchoolC-
Middle · Grades 6–8 · 8.2 mi

District: Russell County School District

Neighborhood · ZIP 36869These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.119
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.73
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.32

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.5%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.21%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.21,740
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.296 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,055
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$64,815
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

86 Stephens Loop measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Phenix City 36869
  • Costs more per square foot than 96% of homes in Phenix City 36869
  • Bigger than 75% of homes in Phenix City 36869
  • Has a bigger lot than 84% of homes in Phenix City 36869
  • Newer than 71% of homes in Phenix City 36869

What homes are worth in Phenix City 36869

Each bar is how many homes fall in that price range. The marker is this home.

This home
$39K$491K

This home is worth more than 95% of homes in Phenix City 36869.

How it measures up in Phenix City 36869

The dot is this home. The mark in the middle is the typical home in Phenix City 36869.

Estimated value$386,460
CheaperTypical $181,218Pricier

Pricier than 95% of homes nearby

Price per ft²$216
CheaperTypical $119Pricier

Pricier than 96% of homes nearby

Living area1,790 ft²
SmallerTypical 1,372 ft²Bigger

Bigger than 75% of homes nearby

Lot size1 ac
SmallerTypical 0.4 acBigger

Bigger than 84% of homes nearby

Year built2001
OlderTypical 1985Newer

Newer than 71% of homes nearby

How 86 Stephens Loop ranks against every home in each area.
MeasureThis homePhenix City 36869Russell County
Estimated valuepricier than$386,46095% of homes92% of homes
Price per ft²pricier than$21696% of homes96% of homes
Living areabigger than1,790 ft²75% of homes67% of homes
Lot sizebigger than1 ac84% of homes78% of homes
Year builtnewer than200171% of homes70% of homes

About 86 Stephens Loop

How much is 86 Stephens Loop, Phenix City, AL worth?

The TopHap Estimate for 86 Stephens Loop, Phenix City, AL is $386,460 as of Aug 30, 2026. The likely range is $341,703 to $431,217. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 86 Stephens Loop, Phenix City, AL last sell?

86 Stephens Loop, Phenix City, AL last sold on May 30, 1996, according to the county's recorded deed.

How big is 86 Stephens Loop, Phenix City, AL?

86 Stephens Loop, Phenix City, AL has 2 bathrooms, 1,790 square feet of living space and a 1.00-acre lot.

When was 86 Stephens Loop, Phenix City, AL built?

86 Stephens Loop, Phenix City, AL was built in 2001, making it 25 years old. The building has 1 story.

What schools serve 86 Stephens Loop, Phenix City, AL?

86 Stephens Loop, Phenix City, AL is assigned to Mt Olive Primary School (elementary), rated D+; Russell County High School (high), rated C-; Russell County Middle School (middle), rated C-. All sit in Russell County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 86 Stephens Loop, Phenix City, AL compare to other homes in Phenix City 36869?

Among the 6,958 homes in Phenix City 36869, it is worth more than 95% of them ($386,460 against a typical $181,218), its price per square foot is higher than 96% of them ($216 against a typical $119), it is bigger than 75% of them (1,790 ft² against a typical 1,372 ft²), its lot is bigger than 84% of them (1 ac against a typical 0.4 ac) and it is newer than 71% of them (2001 against a typical 1985). Measured against all of Russell County, it is worth more than 92% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 86 Stephens Loop, Phenix City, AL?

The 2025 property tax bill for 86 Stephens Loop, Phenix City, AL was $702. The county assessed it at $21,440.

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