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Single Family ResidenceResidential
$191,958$79 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $36,487 on Feb 20, 2018

86 WATERFORD ST

UNION CITY, PA 16438
4
Beds
2
Baths
2,432 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.74 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$192K
$175K low$208K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$36,487 · Feb 20, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$724 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$34,100 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$18,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$15,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$34,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$34,100

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.78 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyERIE
Lot (acres)The size of the land the home sits on, from county records.0.74
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Union City Area Elementary SchoolC-
Elementary · Grades PK–5 · 1.1 mi
M
Union City Area Middle / High SchoolC
Middle · Grades 6–12 · 1.3 mi

District: Union City Area School District

Neighborhood · ZIP 16438These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.114
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.29

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.81%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.7,718
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.72 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,583
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$75,897
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.45%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

86 Waterford St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 79% of homes in Union City 16438
  • Costs less per square foot than 87% of homes in Erie County
  • Bigger than 92% of homes in Union City 16438
  • Has a bigger lot than 80% of homes in Erie County
  • Older than 90% of homes in Erie County

What homes are worth in Union City 16438

Each bar is how many homes fall in that price range. The marker is this home.

This home
$47K$353K

This home is worth more than 79% of homes in Union City 16438.

How it measures up in Union City 16438

The dot is this home. The mark in the middle is the typical home in Union City 16438.

Estimated value$191,958
CheaperTypical $121,615Pricier

Pricier than 79% of homes nearby

Price per ft²$79
CheaperTypical $84Pricier

Pricier than 46% of homes nearby

Living area2,432 ft²
SmallerTypical 1,444 ft²Bigger

Bigger than 92% of homes nearby

Lot size0.74 ac
SmallerTypical 0.96 acBigger

Bigger than 48% of homes nearby

Year built1900
OlderTypical 1928Newer

Newer than 27% of homes nearby

How 86 Waterford St ranks against every home in each area.
MeasureThis homeUnion City 16438Erie County
Estimated valuepricier than$191,95879% of homes44% of homes
Price per ft²pricier than$7946% of homes13% of homes
Living areabigger than2,432 ft²92% of homes90% of homes
Lot sizebigger than0.74 ac48% of homes80% of homes
Year builtnewer than190027% of homes10% of homes

About 86 Waterford St

How much is 86 Waterford St, Union City, PA worth?

The TopHap Estimate for 86 Waterford St, Union City, PA is $191,958 as of Sep 24, 2026. The likely range is $175,485 to $208,431. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 86 Waterford St, Union City, PA last sell?

86 Waterford St, Union City, PA last sold on Feb 20, 2018 for $36,487, according to the county's recorded deed.

How big is 86 Waterford St, Union City, PA?

86 Waterford St, Union City, PA has 4 bedrooms, 2 bathrooms, 2,432 square feet of living space and a 0.74-acre lot.

When was 86 Waterford St, Union City, PA built?

86 Waterford St, Union City, PA was built in 1900, making it 126 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 86 Waterford St, Union City, PA?

86 Waterford St, Union City, PA is assigned to Union City Area Elementary School (elementary), rated C-; Union City Area Middle / High School (middle), rated C. All sit in Union City Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 86 Waterford St, Union City, PA compare to other homes in Union City 16438?

Among the 2,933 homes in Union City 16438, it is worth more than 79% of them ($191,958 against a typical $121,615), its price per square foot is higher than 46% of them ($79 against a typical $84), it is bigger than 92% of them (2,432 ft² against a typical 1,444 ft²), its lot is bigger than 48% of them (0.74 ac against a typical 0.96 ac) and it is newer than 27% of them (1900 against a typical 1928). Measured against all of Erie County, it is worth more than 44% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 86 Waterford St, Union City, PA?

The 2026 property tax bill for 86 Waterford St, Union City, PA was $724. The county assessed it at $34,100.

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