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Single Family ResidenceResidential
$99,450$95 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 71How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $46,500 on Oct 19, 2009

86 ZACK RD

COWARTS, AL 36321
3
Beds
1.5
Baths
1,050 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.41 ac
Lot SizeThe size of the land the home sits on, from county records.
1978
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$99K
$71K low$128K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$46,500 · Oct 19, 2009

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$550 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$16,120 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$15,080
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$81,640

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
25
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
98
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
77
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHOUSTON
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1986
Lot (acres)The size of the land the home sits on, from county records.0.41
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Gravity
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Ashford High SchoolD
Middle · Grades 9–12 · 3.9 mi
E
Ashford Elementary SchoolA-
Elementary · Grades PK–5 · 4.3 mi

District: Houston County School District

Neighborhood · ZIP 36321These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.130
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.72
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.22

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.5%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.1,050
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.200 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$52,097
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$62,000
Average tempThe average temperature here across a full year.66°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

86 Zack Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 84% of homes in Cowarts 36321
  • Costs less per square foot than 67% of homes in Houston County
  • Smaller than 92% of homes in Cowarts 36321
  • Has a smaller lot than 68% of homes in Cowarts 36321

What homes are worth in Cowarts 36321

Each bar is how many homes fall in that price range. The marker is this home.

This home
$63K$419K

This home is worth more than 16% of homes in Cowarts 36321.

How it measures up in Cowarts 36321

The dot is this home. The mark in the middle is the typical home in Cowarts 36321.

Estimated value$99,450
CheaperTypical $168,000Pricier

Pricier than 16% of homes nearby

Price per ft²$95
CheaperTypical $109Pricier

Pricier than 38% of homes nearby

Living area1,050 ft²
SmallerTypical 1,476 ft²Bigger

Bigger than 8% of homes nearby

Lot size0.41 ac
SmallerTypical 0.52 acBigger

Bigger than 32% of homes nearby

Year built1978
OlderTypical 1986Newer

Newer than 44% of homes nearby

How 86 Zack Rd ranks against every home in each area.
MeasureThis homeCowarts 36321Houston County
Estimated valuepricier than$99,45016% of homes20% of homes
Price per ft²pricier than$9538% of homes33% of homes
Living areabigger than1,050 ft²8% of homes11% of homes
Lot sizebigger than0.41 ac32% of homes40% of homes
Year builtnewer than197844% of homes45% of homes

About 86 Zack Rd

How much is 86 Zack Rd, Cowarts, AL worth?

The TopHap Estimate for 86 Zack Rd, Cowarts, AL is $99,450 as of Sep 24, 2026. The likely range is $70,702 to $128,198. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 86 Zack Rd, Cowarts, AL last sell?

86 Zack Rd, Cowarts, AL last sold on Oct 19, 2009 for $46,500, according to the county's recorded deed.

How big is 86 Zack Rd, Cowarts, AL?

86 Zack Rd, Cowarts, AL has 3 bedrooms, 1.5 bathrooms, 1,050 square feet of living space and a 0.41-acre lot.

When was 86 Zack Rd, Cowarts, AL built?

86 Zack Rd, Cowarts, AL was built in 1978, making it 48 years old. The building has 1 story.

What schools serve 86 Zack Rd, Cowarts, AL?

86 Zack Rd, Cowarts, AL is assigned to Ashford High School (middle), rated D; Ashford Elementary School (elementary), rated A-. All sit in Houston County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 86 Zack Rd, Cowarts, AL compare to other homes in Cowarts 36321?

Among the 699 homes in Cowarts 36321, it is worth more than 16% of them ($99,450 against a typical $168,000), its price per square foot is higher than 38% of them ($95 against a typical $109), it is bigger than 8% of them (1,050 ft² against a typical 1,476 ft²), its lot is bigger than 32% of them (0.41 ac against a typical 0.52 ac) and it is newer than 44% of them (1978 against a typical 1986). Measured against all of Houston County, it is worth more than 20% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 86 Zack Rd, Cowarts, AL?

The 2026 property tax bill for 86 Zack Rd, Cowarts, AL was $550. The county assessed it at $16,120.

More homes on Zack Rd

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More homes in Cowarts 36321

Assigned schools

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