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Single Family ResidenceResidential
$195,288$218 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $160,000 on Nov 19, 2021

860 S THOMAS ST

BEDFORD, PA 15522
0
Baths
896 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.28 ac
Lot SizeThe size of the land the home sits on, from county records.
1928
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$195K
$175K low$215K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$160,000 · Nov 19, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,169 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$79,500 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$36,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$43,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$79,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$79,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
66
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
85
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
18
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBEDFORD
Lot (acres)The size of the land the home sits on, from county records.0.28
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Bedford Middle SchoolB+
Middle · Grades 6–8 · 0.7 mi
H
Bedford High SchoolA-
High · Grades 9–12 · 0.7 mi
E
Bedford Elementary SchoolC
Elementary · Grades KG–5 · 1.8 mi

District: Bedford Area School District

Neighborhood · ZIP 15522These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.35

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.11,861
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.63 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,378
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$75,687
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

860 S Thomas St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 90% of homes in Bedford 15522
  • Smaller than 90% of homes in Bedford 15522
  • Has a smaller lot than 83% of homes in Bedford County
  • Older than 80% of homes in Bedford 15522

What homes are worth in Bedford 15522

Each bar is how many homes fall in that price range. The marker is this home.

This home
$61K$653K

This home is worth more than 38% of homes in Bedford 15522.

How it measures up in Bedford 15522

The dot is this home. The mark in the middle is the typical home in Bedford 15522.

Estimated value$195,288
CheaperTypical $226,044Pricier

Pricier than 38% of homes nearby

Price per ft²$218
CheaperTypical $148Pricier

Pricier than 90% of homes nearby

Living area896 ft²
SmallerTypical 1,537 ft²Bigger

Bigger than 10% of homes nearby

Lot size0.28 ac
SmallerTypical 0.95 acBigger

Bigger than 22% of homes nearby

Year built1928
OlderTypical 1963Newer

Newer than 20% of homes nearby

How 860 S Thomas St ranks against every home in each area.
MeasureThis homeBedford 15522Bedford County
Estimated valuepricier than$195,28838% of homes42% of homes
Price per ft²pricier than$21890% of homes86% of homes
Living areabigger than896 ft²10% of homes13% of homes
Lot sizebigger than0.28 ac22% of homes17% of homes
Year builtnewer than192820% of homes22% of homes

About 860 S Thomas St

How much is 860 S Thomas St, Bedford, PA worth?

The TopHap Estimate for 860 S Thomas St, Bedford, PA is $195,288 as of Sep 24, 2026. The likely range is $175,302 to $215,274. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 860 S Thomas St, Bedford, PA last sell?

860 S Thomas St, Bedford, PA last sold on Nov 19, 2021 for $160,000, according to the county's recorded deed.

How big is 860 S Thomas St, Bedford, PA?

860 S Thomas St, Bedford, PA has 896 square feet of living space and a 0.28-acre lot.

When was 860 S Thomas St, Bedford, PA built?

860 S Thomas St, Bedford, PA was built in 1928, making it 98 years old. The building has 1 story.

What schools serve 860 S Thomas St, Bedford, PA?

860 S Thomas St, Bedford, PA is assigned to Bedford Middle School (middle), rated B+; Bedford High School (high), rated A-; Bedford Elementary School (elementary), rated C. All sit in Bedford Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 860 S Thomas St, Bedford, PA compare to other homes in Bedford 15522?

Among the 5,263 homes in Bedford 15522, it is worth more than 38% of them ($195,288 against a typical $226,044), its price per square foot is higher than 90% of them ($218 against a typical $148), it is bigger than 10% of them (896 ft² against a typical 1,537 ft²), its lot is bigger than 22% of them (0.28 ac against a typical 0.95 ac) and it is newer than 20% of them (1928 against a typical 1963). Measured against all of Bedford County, it is worth more than 42% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 860 S Thomas St, Bedford, PA?

The 2026 property tax bill for 860 S Thomas St, Bedford, PA was $1,169. The county assessed it at $79,500.

More homes on S Thomas St

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