Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$314,025$304 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $200,501 on Feb 18, 2021

860 WATER ST

BELDING, MI 48809
3
Beds
1.5
Baths
1,032 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.7 ac
Lot SizeThe size of the land the home sits on, from county records.
1976
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$314K
$296K low$332K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$200,501 · Feb 18, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,347 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$127,400 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$29,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$98,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$113,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$254,800

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.160 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyIONIA
Lot (acres)The size of the land the home sits on, from county records.0.70
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Belding Middle SchoolC
Middle · Grades 6–8 · 0.7 mi
H
Belding High SchoolD+
High · Grades 9–12 · 0.8 mi
E
Ellis Elementary School
Elementary · Grades PK–2 · 1.0 mi

District: Belding Area School District

Neighborhood · ZIP 48809These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.127
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.17

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.11,765
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.137 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$66,613
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,863
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

860 Water St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 70% of homes in Ionia County
  • Costs more per square foot than 95% of homes in Ionia County
  • Smaller than 84% of homes in Ionia County

What homes are worth in Belding 48809

Each bar is how many homes fall in that price range. The marker is this home.

This home
$114K$610K

This home is worth more than 69% of homes in Belding 48809.

How it measures up in Belding 48809

The dot is this home. The mark in the middle is the typical home in Belding 48809.

Estimated value$314,025
CheaperTypical $249,373Pricier

Pricier than 69% of homes nearby

Price per ft²$304
CheaperTypical $185Pricier

Pricier than 92% of homes nearby

Living area1,032 ft²
SmallerTypical 1,380 ft²Bigger

Bigger than 18% of homes nearby

Lot size0.7 ac
SmallerTypical 0.71 acBigger

Bigger than 50% of homes nearby

Year built1976
OlderTypical 1965Newer

Newer than 60% of homes nearby

How 860 Water St ranks against every home in each area.
MeasureThis homeBelding 48809Ionia County
Estimated valuepricier than$314,02569% of homes70% of homes
Price per ft²pricier than$30492% of homes95% of homes
Living areabigger than1,032 ft²18% of homes16% of homes
Lot sizebigger than0.7 ac50% of homes43% of homes
Year builtnewer than197660% of homes52% of homes

About 860 Water St

How much is 860 Water St, Belding, MI worth?

The TopHap Estimate for 860 Water St, Belding, MI is $314,025 as of Aug 30, 2026. The likely range is $295,905 to $332,145. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 860 Water St, Belding, MI last sell?

860 Water St, Belding, MI last sold on Feb 18, 2021 for $200,501, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 860 Water St, Belding, MI?

860 Water St, Belding, MI has 3 bedrooms, 1.5 bathrooms, 1,032 square feet of living space and a 0.70-acre lot.

When was 860 Water St, Belding, MI built?

860 Water St, Belding, MI was built in 1976, making it 50 years old. It is a ranch home. The building has 1 story.

What schools serve 860 Water St, Belding, MI?

860 Water St, Belding, MI is assigned to Belding Middle School (middle), rated C; Belding High School (high), rated D+; Ellis Elementary School (elementary). All sit in Belding Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 860 Water St, Belding, MI compare to other homes in Belding 48809?

Among the 3,917 homes in Belding 48809, it is worth more than 69% of them ($314,025 against a typical $249,373), its price per square foot is higher than 92% of them ($304 against a typical $185), it is bigger than 18% of them (1,032 ft² against a typical 1,380 ft²), its lot is bigger than 50% of them (0.7 ac against a typical 0.71 ac) and it is newer than 60% of them (1976 against a typical 1965). Measured against all of Ionia County, it is worth more than 70% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 860 Water St, Belding, MI?

The 2025 property tax bill for 860 Water St, Belding, MI was $4,347. The county assessed it at $127,400.

More homes on Water St

Closest homes

More homes in Belding 48809

Assigned schools

Explore the area

See this home in context

Open 860 Water St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map