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Single Family ResidenceResidential
$154,900$78 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $75,000 on May 14, 2020

8603 STATE ROUTE 5

ASHLAND, KY 41102
3
Beds
1.5
Baths
1,988 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$155K
$146K low$164K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$75,000 · May 14, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$79,143
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$63,314
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.49%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$75,757
DESCO FCU · recorded May 14, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,536 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$107,775 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$97,775
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$107,775

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.99 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBOYD
Lot (acres)The size of the land the home sits on, from county records.0.23
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 238 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Boyd County Middle SchoolC+
Middle · Grades 6–8 · 3.0 mi
E
Summit Elementary SchoolC
Elementary · Grades KG–5 · 3.1 mi
H
Boyd County High SchoolC
High · Grades 9–12 · 4.6 mi

District: Boyd County School District

Neighborhood · ZIP 41102These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.83
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.151
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.46

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.20,786
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.395 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,385
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,528
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

8603 State Route 5 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 69% of homes in Boyd County
  • Costs less per square foot than 78% of homes in Ashland 41102
  • Bigger than 81% of homes in Boyd County
  • Has a smaller lot than 72% of homes in Ashland 41102
  • Older than 87% of homes in Ashland 41102

What homes are worth in Ashland 41102

Each bar is how many homes fall in that price range. The marker is this home.

This home
$46K$407K

This home is worth more than 62% of homes in Ashland 41102.

How it measures up in Ashland 41102

The dot is this home. The mark in the middle is the typical home in Ashland 41102.

Estimated value$154,900
CheaperTypical $128,606Pricier

Pricier than 62% of homes nearby

Price per ft²$78
CheaperTypical $99Pricier

Pricier than 22% of homes nearby

Living area1,988 ft²
SmallerTypical 1,376 ft²Bigger

Bigger than 80% of homes nearby

Lot size0.23 ac
SmallerTypical 0.45 acBigger

Bigger than 28% of homes nearby

Year built1940
OlderTypical 1971Newer

Newer than 13% of homes nearby

How 8603 State Route 5 ranks against every home in each area.
MeasureThis homeAshland 41102Boyd County
Estimated valuepricier than$154,90062% of homes69% of homes
Price per ft²pricier than$7822% of homes35% of homes
Living areabigger than1,988 ft²80% of homes81% of homes
Lot sizebigger than0.23 ac28% of homes40% of homes
Year builtnewer than194013% of homes27% of homes

About 8603 State Route 5

How much is 8603 State Route 5, Ashland, KY worth?

The TopHap Estimate for 8603 State Route 5, Ashland, KY is $154,900 as of Jul 14, 2026. The likely range is $146,262 to $163,538. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 8603 State Route 5, Ashland, KY last sell?

8603 State Route 5, Ashland, KY last sold on May 14, 2020 for $75,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 8603 State Route 5, Ashland, KY?

8603 State Route 5, Ashland, KY has 3 bedrooms, 1.5 bathrooms, 1,988 square feet of living space and a 0.23-acre lot.

When was 8603 State Route 5, Ashland, KY built?

8603 State Route 5, Ashland, KY was built in 1940, making it 86 years old. The building has 1 story.

What schools serve 8603 State Route 5, Ashland, KY?

8603 State Route 5, Ashland, KY is assigned to Boyd County Middle School (middle), rated C+; Summit Elementary School (elementary), rated C; Boyd County High School (high), rated C. All sit in Boyd County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 8603 State Route 5, Ashland, KY compare to other homes in Ashland 41102?

Among the 9,390 homes in Ashland 41102, it is worth more than 62% of them ($154,900 against a typical $128,606), its price per square foot is higher than 22% of them ($78 against a typical $99), it is bigger than 80% of them (1,988 ft² against a typical 1,376 ft²), its lot is bigger than 28% of them (0.23 ac against a typical 0.45 ac) and it is newer than 13% of them (1940 against a typical 1971). Measured against all of Boyd County, it is worth more than 69% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 8603 State Route 5, Ashland, KY?

The 2025 property tax bill for 8603 State Route 5, Ashland, KY was $1,536. The county assessed it at $107,775.

Closest homes

More homes in Ashland 41102

Assigned schools

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