Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$537,885$396 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

8605 MCCLOUD RIVER WAY

SACRAMENTO, CA 95828
3
Beds
2
Baths
1,360 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.13 ac
Lot SizeThe size of the land the home sits on, from county records.
2024
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$538K
$445K low$631K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$92,885
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$74,308
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.83%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$445,000
LOANDEPOT.COM LLC · recorded Aug 14, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,874 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$551,486 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$173,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$378,086
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$540,673

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
44
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
72
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
49
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
40
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
26
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.10 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySACRAMENTO
Lot (acres)The size of the land the home sits on, from county records.0.13
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mary Tsukamoto Elementary SchoolB+
Elementary · Grades KG–6 · 0.8 mi
M
T. R. Smedberg Middle SchoolC-
Middle · Grades 7–8 · 2.3 mi
H
Sheldon High SchoolA-
High · Grades 9–12 · 2.4 mi

District: Elk Grove Unified School District

Neighborhood · ZIP 95828These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.68
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.104

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.98%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.64,367
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5,115 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,649
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,925
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.19 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

8605 Mccloud River Way measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 86% of homes in Sacramento 95828
  • Costs more per square foot than 97% of homes in Sacramento 95828
  • Smaller than 69% of homes in Sacramento County
  • Has a smaller lot than 71% of homes in Sacramento 95828
  • Among the newest homes in Sacramento 95828

What homes are worth in Sacramento 95828

Each bar is how many homes fall in that price range. The marker is this home.

This home
$297K$685K

This home is worth more than 86% of homes in Sacramento 95828.

How it measures up in Sacramento 95828

The dot is this home. The mark in the middle is the typical home in Sacramento 95828.

Estimated value$537,885
CheaperTypical $437,943Pricier

Pricier than 86% of homes nearby

Price per ft²$396
CheaperTypical $293Pricier

Pricier than 97% of homes nearby

Living area1,360 ft²
SmallerTypical 1,482 ft²Bigger

Bigger than 36% of homes nearby

Lot size0.13 ac
SmallerTypical 0.15 acBigger

Bigger than 29% of homes nearby

Year built2024
OlderTypical 1986Newer

Newer than almost all homes nearby

How 8605 Mccloud River Way ranks against every home in each area.
MeasureThis homeSacramento 95828Sacramento County
Estimated valuepricier than$537,88586% of homes54% of homes
Price per ft²pricier than$39697% of homes87% of homes
Living areabigger than1,360 ft²36% of homes31% of homes
Lot sizebigger than0.13 ac29% of homes30% of homes
Year builtnewer than2024almost all homes98% of homes

About 8605 Mccloud River Way

How much is 8605 Mccloud River Way, Sacramento, CA worth?

The TopHap Estimate for 8605 Mccloud River Way, Sacramento, CA is $537,885 as of Jul 14, 2026. The likely range is $444,685 to $631,085. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 8605 Mccloud River Way, Sacramento, CA last sell?

8605 Mccloud River Way, Sacramento, CA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 8605 Mccloud River Way, Sacramento, CA?

8605 Mccloud River Way, Sacramento, CA has 3 bedrooms, 2 bathrooms, 1,360 square feet of living space and a 0.13-acre lot.

When was 8605 Mccloud River Way, Sacramento, CA built?

8605 Mccloud River Way, Sacramento, CA was built in 2024, making it 2 years old. The building has 1 story.

What schools serve 8605 Mccloud River Way, Sacramento, CA?

8605 Mccloud River Way, Sacramento, CA is assigned to Mary Tsukamoto Elementary School (elementary), rated B+; T. R. Smedberg Middle School (middle), rated C-; Sheldon High School (high), rated A-. All sit in Elk Grove Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 8605 Mccloud River Way, Sacramento, CA compare to other homes in Sacramento 95828?

Among the 16,855 homes in Sacramento 95828, it is worth more than 86% of them ($537,885 against a typical $437,943), its price per square foot is higher than 97% of them ($396 against a typical $293), it is bigger than 36% of them (1,360 ft² against a typical 1,482 ft²), its lot is bigger than 29% of them (0.13 ac against a typical 0.15 ac) and it is newer than almost all of them (2024 against a typical 1986). Measured against all of Sacramento County, it is worth more than 54% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 8605 Mccloud River Way, Sacramento, CA?

The 2025 property tax bill for 8605 Mccloud River Way, Sacramento, CA was $8,874. The county assessed it at $551,486.

Closest homes

More homes in Sacramento 95828

Assigned schools

Explore the area

See this home in context

Open 8605 Mccloud River Way on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map