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Single Family ResidenceResidential
$532,426$177 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $640,395 on Jun 24, 2026

861 COWLEY DR

WESTFIELD, IN 46074
3
Beds
2.5
Baths
3,004 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
2024
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$532K
$509K low$556K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$640,395 · Jun 24, 2026

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$451,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$95,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$355,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$95,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$451,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
32
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
75
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
86
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
42
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHAMILTON
Lot (acres)The size of the land the home sits on, from county records.0.21
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Monon Trail Elementary SchoolA
Elementary · Grades KG–4 · 1.8 mi
H
Westfield High School
High · Grades 9–12 · 2.4 mi
M
Westfield Middle SchoolA
Middle · Grades 7–8 · 2.5 mi

District: Westfield-Washington Schools

Neighborhood · ZIP 46074These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.68
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.38%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.43,797
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,200 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$127,394
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$157,343
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

861 Cowley Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 65% of homes in Hamilton County
  • Costs less per square foot than 65% of homes in Westfield 46074
  • Has a smaller lot than 65% of homes in Hamilton County
  • Among the newest homes in Westfield 46074

What homes are worth in Westfield 46074

Each bar is how many homes fall in that price range. The marker is this home.

This home
$264K$1.4M

This home is worth more than 57% of homes in Westfield 46074.

How it measures up in Westfield 46074

The dot is this home. The mark in the middle is the typical home in Westfield 46074.

Estimated value$532,426
CheaperTypical $497,582Pricier

Pricier than 57% of homes nearby

Price per ft²$177
CheaperTypical $191Pricier

Pricier than 35% of homes nearby

Living area3,004 ft²
SmallerTypical 2,698 ft²Bigger

Bigger than 60% of homes nearby

Lot size0.21 ac
SmallerTypical 0.23 acBigger

Bigger than 46% of homes nearby

Year built2024
OlderTypical 2015Newer

Newer than almost all homes nearby

How 861 Cowley Dr ranks against every home in each area.
MeasureThis homeWestfield 46074Hamilton County
Estimated valuepricier than$532,42657% of homes65% of homes
Price per ft²pricier than$17735% of homes43% of homes
Living areabigger than3,004 ft²60% of homes64% of homes
Lot sizebigger than0.21 ac46% of homes35% of homes
Year builtnewer than2024almost all homesalmost all homes

About 861 Cowley Dr

How much is 861 Cowley Dr, Westfield, IN worth?

The TopHap Estimate for 861 Cowley Dr, Westfield, IN is $532,426 as of Sep 24, 2026. The likely range is $509,149 to $555,703. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 861 Cowley Dr, Westfield, IN last sell?

861 Cowley Dr, Westfield, IN last sold on Jun 24, 2026 for $640,395, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 861 Cowley Dr, Westfield, IN?

861 Cowley Dr, Westfield, IN has 3 bedrooms, 2.5 bathrooms, 3,004 square feet of living space and a 0.21-acre lot.

When was 861 Cowley Dr, Westfield, IN built?

861 Cowley Dr, Westfield, IN was built in 2024, making it 2 years old. The building has 2 stories.

What schools serve 861 Cowley Dr, Westfield, IN?

861 Cowley Dr, Westfield, IN is assigned to Monon Trail Elementary School (elementary), rated A; Westfield High School (high); Westfield Middle School (middle), rated A. All sit in Westfield-Washington Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 861 Cowley Dr, Westfield, IN compare to other homes in Westfield 46074?

Among the 20,081 homes in Westfield 46074, it is worth more than 57% of them ($532,426 against a typical $497,582), its price per square foot is higher than 35% of them ($177 against a typical $191), it is bigger than 60% of them (3,004 ft² against a typical 2,698 ft²), its lot is bigger than 46% of them (0.21 ac against a typical 0.23 ac) and it is newer than almost all of them (2024 against a typical 2015). Measured against all of Hamilton County, it is worth more than 65% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on Cowley Dr

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Assigned schools

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