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Rural ResidenceResidential
$189,893$137 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 77How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

861 SMITH LOOP

DEMOREST, GA 30535
4
Beds
2
Baths
1,382 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2 ac
Lot SizeThe size of the land the home sits on, from county records.
1949
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$190K
$146K low$234K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,737 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$76,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$19,894
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$56,306
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$72,101
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$190,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.56
37
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
19
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
80
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
95
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
50
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyHABERSHAM
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1969
Lot (acres)The size of the land the home sits on, from county records.2.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood Shingle
HeatingThe type of heating system in the home.Solar
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 130 ft²Shed · 192 ft²Patio · 130 ft²Porch · 300 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Fairview Elementary SchoolB
Elementary · Grades PK–5 · 1.1 mi
M
South Habersham Middle SchoolB+
Middle · Grades 6–8 · 2.2 mi
H
Habersham Success AcademyD
High · Grades 6–12 · 5.1 mi

District: Habersham County School District

Neighborhood · ZIP 30535These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.115
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.72

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.8,013
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.272 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,399
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,428
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.63 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

861 Smith Loop measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 83% of homes in Demorest 30535
  • Costs less per square foot than 86% of homes in Demorest 30535
  • Smaller than 68% of homes in Habersham County
  • Has a bigger lot than 65% of homes in Demorest 30535
  • Older than 90% of homes in Habersham County

What homes are worth in Demorest 30535

Each bar is how many homes fall in that price range. The marker is this home.

This home
$99K$732K

This home is worth more than 17% of homes in Demorest 30535.

How it measures up in Demorest 30535

The dot is this home. The mark in the middle is the typical home in Demorest 30535.

Estimated value$189,893
CheaperTypical $308,276Pricier

Pricier than 17% of homes nearby

Price per ft²$137
CheaperTypical $194Pricier

Pricier than 14% of homes nearby

Living area1,382 ft²
SmallerTypical 1,564 ft²Bigger

Bigger than 35% of homes nearby

Lot size2 ac
SmallerTypical 1.29 acBigger

Bigger than 65% of homes nearby

Year built1949
OlderTypical 1993Newer

Newer than 12% of homes nearby

How 861 Smith Loop ranks against every home in each area.
MeasureThis homeDemorest 30535Habersham County
Estimated valuepricier than$189,89317% of homes17% of homes
Price per ft²pricier than$13714% of homes15% of homes
Living areabigger than1,382 ft²35% of homes32% of homes
Lot sizebigger than2 ac65% of homes65% of homes
Year builtnewer than194912% of homes10% of homes

About 861 Smith Loop

How much is 861 Smith Loop, Demorest, GA worth?

The TopHap Estimate for 861 Smith Loop, Demorest, GA is $189,893 as of Sep 24, 2026. The likely range is $145,917 to $233,869. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 861 Smith Loop, Demorest, GA last sell?

861 Smith Loop, Demorest, GA last sold on Apr 21, 2026, according to the county's recorded deed.

How big is 861 Smith Loop, Demorest, GA?

861 Smith Loop, Demorest, GA has 4 bedrooms, 2 bathrooms, 1,382 square feet of living space and a 2.00-acre lot.

When was 861 Smith Loop, Demorest, GA built?

861 Smith Loop, Demorest, GA was built in 1949, making it 77 years old. The building has 1 story.

What schools serve 861 Smith Loop, Demorest, GA?

861 Smith Loop, Demorest, GA is assigned to Fairview Elementary School (elementary), rated B; South Habersham Middle School (middle), rated B+; Habersham Success Academy (high), rated D. All sit in Habersham County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 861 Smith Loop, Demorest, GA compare to other homes in Demorest 30535?

Among the 3,014 homes in Demorest 30535, it is worth more than 17% of them ($189,893 against a typical $308,276), its price per square foot is higher than 14% of them ($137 against a typical $194), it is bigger than 35% of them (1,382 ft² against a typical 1,564 ft²), its lot is bigger than 65% of them (2 ac against a typical 1.29 ac) and it is newer than 12% of them (1949 against a typical 1993). Measured against all of Habersham County, it is worth more than 17% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 861 Smith Loop, Demorest, GA?

The 2026 property tax bill for 861 Smith Loop, Demorest, GA was $1,737. The county assessed it at $76,200.

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