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Single Family ResidenceResidential
$94,771$107 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $86,700 on Jan 23, 2014

862 GARDNER DR

WEST LIBERTY, KY 41472
2
Beds
1
Baths
884 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4,025 ft²
Lot SizeThe size of the land the home sits on, from county records.
2013
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$95K
$81K low$108K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$86,700 · Jan 23, 2014

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$255 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$70,000 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$70,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$70,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.61
85
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
36
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
82
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
89
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.46 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMorgan
Lot (acres)The size of the land the home sits on, from county records.0.09
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.No Garage

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Morgan County High SchoolC+
High · Grades 9–12 · 2.6 mi
M
Morgan County Middle SchoolC-
Middle · Grades 6–8 · 2.7 mi
E
Wrigley Elementary SchoolB-
Elementary · Grades PK–5 · 5.9 mi

District: Morgan County School District

Neighborhood · ZIP 41472These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.111
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.166
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.58

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.11,213
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.39 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$48,311
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$67,319
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

862 Gardner Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Smaller than 85% of homes in West Liberty 41472
  • Among the smallest lots in West Liberty 41472
  • Newer than 90% of homes in West Liberty 41472

What homes are worth in West Liberty 41472

Each bar is how many homes fall in that price range. The marker is this home.

This home
$26K$437K

This home is worth more than 36% of homes in West Liberty 41472.

How it measures up in West Liberty 41472

The dot is this home. The mark in the middle is the typical home in West Liberty 41472.

Estimated value$94,771
CheaperTypical $120,689Pricier

Pricier than 36% of homes nearby

Price per ft²$107
CheaperTypical $102Pricier

Pricier than 53% of homes nearby

Living area884 ft²
SmallerTypical 1,280 ft²Bigger

Bigger than 15% of homes nearby

Lot size4,025 ft²
SmallerTypical 2 acBigger

Smaller than almost all homes nearby

Year built2013
OlderTypical 1993Newer

Newer than 90% of homes nearby

How 862 Gardner Dr ranks against every home in each area.
MeasureThis homeWest Liberty 41472Morgan County
Estimated valuepricier than$94,77136% of homes36% of homes
Price per ft²pricier than$10753% of homes52% of homes
Living areabigger than884 ft²15% of homes15% of homes
Lot sizebigger than4,025 ft²almost no homesalmost no homes
Year builtnewer than201390% of homes90% of homes

About 862 Gardner Dr

How much is 862 Gardner Dr, West Liberty, KY worth?

The TopHap Estimate for 862 Gardner Dr, West Liberty, KY is $94,771 as of Oct 21, 2026. The likely range is $81,249 to $108,293. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 862 Gardner Dr, West Liberty, KY last sell?

862 Gardner Dr, West Liberty, KY last sold on Jan 23, 2014 for $86,700, according to the county's recorded deed.

How big is 862 Gardner Dr, West Liberty, KY?

862 Gardner Dr, West Liberty, KY has 2 bedrooms, 1 bathrooms, 884 square feet of living space and a 0.09-acre lot.

When was 862 Gardner Dr, West Liberty, KY built?

862 Gardner Dr, West Liberty, KY was built in 2013, making it 13 years old. The building has 1 story.

What schools serve 862 Gardner Dr, West Liberty, KY?

862 Gardner Dr, West Liberty, KY is assigned to Morgan County High School (high), rated C+; Morgan County Middle School (middle), rated C-; Wrigley Elementary School (elementary), rated B-. All sit in Morgan County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 862 Gardner Dr, West Liberty, KY compare to other homes in West Liberty 41472?

Among the 4,644 homes in West Liberty 41472, it is worth more than 36% of them ($94,771 against a typical $120,689), its price per square foot is higher than 53% of them ($107 against a typical $102), it is bigger than 15% of them (884 ft² against a typical 1,280 ft²), its lot is bigger than almost none of them (4,025 ft² against a typical 2 ac) and it is newer than 90% of them (2013 against a typical 1993). Measured against all of Morgan County, it is worth more than 36% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 862 Gardner Dr, West Liberty, KY?

The 2025 property tax bill for 862 Gardner Dr, West Liberty, KY was $255. The county assessed it at $70,000.

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