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Single Family ResidenceResidential
$243,090$187 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $276,972 on Mar 2, 2026

862 RACHEL ST

HOUSTON, TX 77091
3
Beds
2
Baths
1,298 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
2021
Year BuiltThe year the home was originally built, according to county records.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$243K
$216K low$270K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$276,972 · Mar 2, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$34,840
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$27,872
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.85%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$208,250
KIND LENDING LLC · recorded Mar 2, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,346 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$298,627 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$122,729
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$175,898
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$270,927
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$298,627

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.''

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHARRIS
Lot (acres)The size of the land the home sits on, from county records.0.25
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Williams Middle SchoolD+
Middle · Grades 6–8 · 0.2 mi
E
Highland Heights Elementary SchoolB
Elementary · Grades EE–5 · 0.4 mi
H
Washington High SchoolD+
High · Grades 9–12 · 2.5 mi

District: Houston Independent School District

Neighborhood · ZIP 77091These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.151
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.22

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.30%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.30,362
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,243 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$42,588
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$62,842
Average tempThe average temperature here across a full year.69°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

862 Rachel St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 67% of homes in Harris County
  • Costs more per square foot than 77% of homes in Acres Home
  • Smaller than 82% of homes in Harris County
  • Has a bigger lot than 86% of homes in Acres Home
  • Newer than 95% of homes in Harris County

What homes are worth in Houston 77091

Each bar is how many homes fall in that price range. The marker is this home.

This home
$41K$667K

This home is worth more than 42% of homes in Houston 77091.

How it measures up in Houston 77091

The dot is this home. The mark in the middle is the typical home in Houston 77091.

Estimated value$243,090
CheaperTypical $272,102Pricier

Pricier than 42% of homes nearby

Price per ft²$187
CheaperTypical $164Pricier

Pricier than 71% of homes nearby

Living area1,298 ft²
SmallerTypical 1,668 ft²Bigger

Bigger than 28% of homes nearby

Lot size0.25 ac
SmallerTypical 0.15 acBigger

Bigger than 81% of homes nearby

Year built2021
OlderTypical 1978Newer

Newer than 77% of homes nearby

How 862 Rachel St ranks against every home in each area.
MeasureThis homeAcres HomeHouston 77091Harris County
Estimated valuepricier than$243,09055% of homes42% of homes33% of homes
Price per ft²pricier than$18777% of homes71% of homes77% of homes
Living areabigger than1,298 ft²34% of homes28% of homes18% of homes
Lot sizebigger than0.25 ac86% of homes81% of homes81% of homes
Year builtnewer than202178% of homes77% of homes95% of homes

About 862 Rachel St

How much is 862 Rachel St, Houston, TX worth?

The TopHap Estimate for 862 Rachel St, Houston, TX is $243,090 as of Jul 14, 2026. The likely range is $216,061 to $270,119. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 862 Rachel St, Houston, TX last sell?

862 Rachel St, Houston, TX last sold on Mar 2, 2026 for $276,972, according to the county's recorded deed.

How big is 862 Rachel St, Houston, TX?

862 Rachel St, Houston, TX has 3 bedrooms, 2 bathrooms, 1,298 square feet of living space and a 0.25-acre lot.

When was 862 Rachel St, Houston, TX built?

862 Rachel St, Houston, TX was built in 2021, making it 5 years old.

What schools serve 862 Rachel St, Houston, TX?

862 Rachel St, Houston, TX is assigned to Williams Middle School (middle), rated D+; Highland Heights Elementary School (elementary), rated B; Washington High School (high), rated D+. All sit in Houston Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 862 Rachel St, Houston, TX compare to other homes in Houston 77091?

Among the 8,518 homes in Houston 77091, it is worth more than 42% of them ($243,090 against a typical $272,102), its price per square foot is higher than 71% of them ($187 against a typical $164), it is bigger than 28% of them (1,298 ft² against a typical 1,668 ft²), its lot is bigger than 81% of them (0.25 ac against a typical 0.15 ac) and it is newer than 77% of them (2021 against a typical 1978). Measured against all of Harris County, it is worth more than 33% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 862 Rachel St, Houston, TX?

The 2025 property tax bill for 862 Rachel St, Houston, TX was $6,346. The county assessed it at $298,627.

Closest homes

More homes in Houston 77091

Assigned schools

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