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Single Family ResidenceResidential
$286,654$293 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $170,000 on Jun 8, 2004

862 SW BLUFF DR

FORT WHITE, FL 32038
2
Beds
2
Baths
980 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.3 ac
Lot SizeThe size of the land the home sits on, from county records.
1991
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$287K
$265K low$308K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$170,000 · Jun 8, 2004

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,592 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$235,998 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$75,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$160,998
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$229,621
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$235,998

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.192 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyColumbia
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2000
Lot (acres)The size of the land the home sits on, from county records.1.30
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Boat access

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Fort White Elementary SchoolD+
Elementary · Grades PK–5 · 4.0 mi
M
Fort White High SchoolC-
Middle · Grades 6–12 · 4.3 mi

District: Columbia County School District

Neighborhood · ZIP 32038These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.122
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.22

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.11,234
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.103 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,846
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,698
Average tempThe average temperature here across a full year.69°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

862 Sw Bluff Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 98% of homes in Columbia County
  • Smaller than 86% of homes in Columbia County
  • Has a smaller lot than 74% of homes in Fort White 32038

What homes are worth in Fort White 32038

Each bar is how many homes fall in that price range. The marker is this home.

This home
$79K$704K

This home is worth more than 45% of homes in Fort White 32038.

How it measures up in Fort White 32038

The dot is this home. The mark in the middle is the typical home in Fort White 32038.

Estimated value$286,654
CheaperTypical $303,691Pricier

Pricier than 45% of homes nearby

Price per ft²$293
CheaperTypical $192Pricier

Pricier than 93% of homes nearby

Living area980 ft²
SmallerTypical 1,488 ft²Bigger

Bigger than 21% of homes nearby

Lot size1.3 ac
SmallerTypical 4.17 acBigger

Bigger than 26% of homes nearby

Year built1991
OlderTypical 1997Newer

Newer than 36% of homes nearby

How 862 Sw Bluff Dr ranks against every home in each area.
MeasureThis homeFort White 32038Columbia County
Estimated valuepricier than$286,65445% of homes56% of homes
Price per ft²pricier than$29393% of homes98% of homes
Living areabigger than980 ft²21% of homes14% of homes
Lot sizebigger than1.3 ac26% of homes55% of homes
Year builtnewer than199136% of homes51% of homes

About 862 Sw Bluff Dr

How much is 862 Sw Bluff Dr, Fort White, FL worth?

The TopHap Estimate for 862 Sw Bluff Dr, Fort White, FL is $286,654 as of Aug 30, 2026. The likely range is $264,930 to $308,378. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 862 Sw Bluff Dr, Fort White, FL last sell?

862 Sw Bluff Dr, Fort White, FL last sold on Jun 8, 2004 for $170,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 862 Sw Bluff Dr, Fort White, FL?

862 Sw Bluff Dr, Fort White, FL has 2 bedrooms, 2 bathrooms, 980 square feet of living space and a 1.30-acre lot.

When was 862 Sw Bluff Dr, Fort White, FL built?

862 Sw Bluff Dr, Fort White, FL was built in 1991, making it 35 years old. The building has 1 story.

What schools serve 862 Sw Bluff Dr, Fort White, FL?

862 Sw Bluff Dr, Fort White, FL is assigned to Fort White Elementary School (elementary), rated D+; Fort White High School (middle), rated C-. All sit in Columbia County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 862 Sw Bluff Dr, Fort White, FL compare to other homes in Fort White 32038?

Among the 4,370 homes in Fort White 32038, it is worth more than 45% of them ($286,654 against a typical $303,691), its price per square foot is higher than 93% of them ($293 against a typical $192), it is bigger than 21% of them (980 ft² against a typical 1,488 ft²), its lot is bigger than 26% of them (1.3 ac against a typical 4.17 ac) and it is newer than 36% of them (1991 against a typical 1997). Measured against all of Columbia County, it is worth more than 56% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 862 Sw Bluff Dr, Fort White, FL?

The 2024 property tax bill for 862 Sw Bluff Dr, Fort White, FL was $3,592. The county assessed it at $235,998.

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