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Rural ResidenceResidential
$121,274$66 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 43How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

863 RIVER RD

RED CLOUD, NE 68970
3
Beds
2
Baths
1,848 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
20 ac
Lot SizeThe size of the land the home sits on, from county records.
1927
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$121K
$52K low$190K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$71,274
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$57,019
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.45%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,000
HERITAGE BANK · recorded Jun 26, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,320 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$277,855 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$64,065
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$213,790
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$277,855
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$277,855

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyWebster
Lot (acres)The size of the land the home sits on, from county records.20.00
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Radiant
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 480 ft²Shed · 120 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Red Cloud Elementary SchoolC+
Elementary · Grades PK–6 · 3.8 mi
M
Red Cloud High SchoolC-
Middle · Grades 7–12 · 4.2 mi

District: Red Cloud Community Schools

Neighborhood · ZIP 68970These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.134
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.23

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.79%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.1,299
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.8 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,155
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,019
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.27 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

863 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 73% of homes in Red Cloud 68970
  • Costs less per square foot than 76% of homes in Red Cloud 68970
  • Bigger than 84% of homes in Red Cloud 68970
  • Has a bigger lot than 90% of homes in Red Cloud 68970

What homes are worth in Red Cloud 68970

Each bar is how many homes fall in that price range. The marker is this home.

This home
$66K$240K

This home is worth more than 73% of homes in Red Cloud 68970.

How it measures up in Red Cloud 68970

The dot is this home. The mark in the middle is the typical home in Red Cloud 68970.

Estimated value$121,274
CheaperTypical $102,288Pricier

Pricier than 73% of homes nearby

Price per ft²$66
CheaperTypical $78Pricier

Pricier than 24% of homes nearby

Living area1,848 ft²
SmallerTypical 1,334 ft²Bigger

Bigger than 84% of homes nearby

Lot size20 ac
SmallerTypical 0.33 acBigger

Bigger than 90% of homes nearby

Year built1927
OlderTypical 1915Newer

Newer than 61% of homes nearby

How 863 River Rd ranks against every home in each area.
MeasureThis homeRed Cloud 68970Webster County
Estimated valuepricier than$121,27473% of homes70% of homes
Price per ft²pricier than$6624% of homes30% of homes
Living areabigger than1,848 ft²84% of homes81% of homes
Lot sizebigger than20 ac90% of homes84% of homes
Year builtnewer than192761% of homes59% of homes

About 863 River Rd

How much is 863 River Rd, Red Cloud, NE worth?

The TopHap Estimate for 863 River Rd, Red Cloud, NE is $121,274 as of Jul 14, 2026. The likely range is $52,066 to $190,482. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 863 River Rd, Red Cloud, NE?

863 River Rd, Red Cloud, NE has 3 bedrooms, 2 bathrooms, 1,848 square feet of living space and a 20.00-acre lot.

When was 863 River Rd, Red Cloud, NE built?

863 River Rd, Red Cloud, NE was built in 1927, making it 99 years old. The building has 1 story.

What schools serve 863 River Rd, Red Cloud, NE?

863 River Rd, Red Cloud, NE is assigned to Red Cloud Elementary School (elementary), rated C+; Red Cloud High School (middle), rated C-. All sit in Red Cloud Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 863 River Rd, Red Cloud, NE compare to other homes in Red Cloud 68970?

Among the 727 homes in Red Cloud 68970, it is worth more than 73% of them ($121,274 against a typical $102,288), its price per square foot is higher than 24% of them ($66 against a typical $78), it is bigger than 84% of them (1,848 ft² against a typical 1,334 ft²), its lot is bigger than 90% of them (20 ac against a typical 0.33 ac) and it is newer than 61% of them (1927 against a typical 1915). Measured against all of Webster County, it is worth more than 70% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 863 River Rd, Red Cloud, NE?

The 2024 property tax bill for 863 River Rd, Red Cloud, NE was $2,320. The county assessed it at $277,855.

Closest homes

More homes in Red Cloud 68970

Assigned schools

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