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Single Family ResidenceResidential
$366,802$362 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

8630 KIP DR

OWINGS, MD 20736
2
Baths
1,012 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3 ac
Lot SizeThe size of the land the home sits on, from county records.
1977
Year BuiltThe year the home was originally built, according to county records.

Valuation

$367K
$328K low$406K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,565 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$333,900 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$330,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$340,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.52
67
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
28
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
78
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
78
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.35 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Foyer
CountyCALVERT
Lot (acres)The size of the land the home sits on, from county records.3.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Electric
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 440 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mount Harmony Elementary SchoolA
Elementary · Grades PK–5 · 0.9 mi
H
Northern High SchoolA
High · Grades 9–12 · 1.3 mi
M
Northern Middle SchoolA-
Middle · Grades 6–8 · 1.3 mi

District: Calvert County Public Schools

Neighborhood · ZIP 20736These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.91
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.35

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.11,729
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.448 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$151,758
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$164,720
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

8630 Kip Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 95% of homes in Owings 20736
  • Costs more per square foot than 86% of homes in Owings 20736
  • Smaller than 96% of homes in Owings 20736
  • Has a bigger lot than 86% of homes in Calvert County
  • Older than 77% of homes in Owings 20736

What homes are worth in Owings 20736

Each bar is how many homes fall in that price range. The marker is this home.

This home
$322K$1.1M

This home is worth more than 5% of homes in Owings 20736.

How it measures up in Owings 20736

The dot is this home. The mark in the middle is the typical home in Owings 20736.

Estimated value$366,802
CheaperTypical $625,375Pricier

Pricier than 5% of homes nearby

Price per ft²$362
CheaperTypical $282Pricier

Pricier than 86% of homes nearby

Living area1,012 ft²
SmallerTypical 2,213 ft²Bigger

Bigger than 4% of homes nearby

Lot size3 ac
SmallerTypical 1.26 acBigger

Bigger than 76% of homes nearby

Year built1977
OlderTypical 1988Newer

Newer than 23% of homes nearby

How 8630 Kip Dr ranks against every home in each area.
MeasureThis homeOwings 20736Calvert County
Estimated valuepricier than$366,8025% of homes24% of homes
Price per ft²pricier than$36286% of homes86% of homes
Living areabigger than1,012 ft²4% of homes10% of homes
Lot sizebigger than3 ac76% of homes86% of homes
Year builtnewer than197723% of homes25% of homes

About 8630 Kip Dr

How much is 8630 Kip Dr, Owings, MD worth?

The TopHap Estimate for 8630 Kip Dr, Owings, MD is $366,802 as of Aug 30, 2026. The likely range is $327,804 to $405,800. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 8630 Kip Dr, Owings, MD last sell?

8630 Kip Dr, Owings, MD last sold on Jul 3, 2008, according to the county's recorded deed.

How big is 8630 Kip Dr, Owings, MD?

8630 Kip Dr, Owings, MD has 2 bathrooms, 1,012 square feet of living space and a 3.00-acre lot.

When was 8630 Kip Dr, Owings, MD built?

8630 Kip Dr, Owings, MD was built in 1977, making it 49 years old. It is a split foyer home.

What schools serve 8630 Kip Dr, Owings, MD?

8630 Kip Dr, Owings, MD is assigned to Mount Harmony Elementary School (elementary), rated A; Northern High School (high), rated A; Northern Middle School (middle), rated A-. All sit in Calvert County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 8630 Kip Dr, Owings, MD compare to other homes in Owings 20736?

Among the 3,144 homes in Owings 20736, it is worth more than 5% of them ($366,802 against a typical $625,375), its price per square foot is higher than 86% of them ($362 against a typical $282), it is bigger than 4% of them (1,012 ft² against a typical 2,213 ft²), its lot is bigger than 76% of them (3 ac against a typical 1.26 ac) and it is newer than 23% of them (1977 against a typical 1988). Measured against all of Calvert County, it is worth more than 24% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 8630 Kip Dr, Owings, MD?

The 2025 property tax bill for 8630 Kip Dr, Owings, MD was $3,565. The county assessed it at $333,900.

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