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Rural ResidenceResidential
$431,026$249 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 74How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $163,500 on Feb 1, 2006

8642 RIDGELINE RD

NEBO, NC 28761
4
Beds
3
Baths
1,728 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.26 ac
Lot SizeThe size of the land the home sits on, from county records.
2006
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$431K
$317K low$545K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$163,500 · Feb 1, 2006

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,221 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$613,940 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$100,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$513,940
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$613,940
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$613,940

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.50
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
82
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
91
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
63
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyMcDowell
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2009
Lot (acres)The size of the land the home sits on, from county records.1.26
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
North Cove Elementary SchoolC-
Elementary · Grades PK–5 · 5.6 mi
M
West Mcdowell Middle SchoolD+
Middle · Grades 6–8 · 7.4 mi
H
McDowell High SchoolD
High · Grades 9–12 · 7.4 mi

District: McDowell County Schools

Neighborhood · ZIP 28761These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.111
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.94

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.79%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.10,048
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.87 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,489
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,878
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

8642 Ridgeline Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 84% of homes in McDowell County
  • Costs more per square foot than 76% of homes in McDowell County
  • Bigger than 72% of homes in McDowell County
  • Newer than 85% of homes in McDowell County

What homes are worth in Nebo 28761

Each bar is how many homes fall in that price range. The marker is this home.

This home
$25K$2.3M

This home is worth more than 63% of homes in Nebo 28761.

How it measures up in Nebo 28761

The dot is this home. The mark in the middle is the typical home in Nebo 28761.

Estimated value$431,026
CheaperTypical $285,863Pricier

Pricier than 63% of homes nearby

Price per ft²$249
CheaperTypical $230Pricier

Pricier than 53% of homes nearby

Living area1,728 ft²
SmallerTypical 1,541 ft²Bigger

Bigger than 62% of homes nearby

Lot size1.26 ac
SmallerTypical 1.81 acBigger

Bigger than 38% of homes nearby

Year built2006
OlderTypical 1997Newer

Newer than 68% of homes nearby

How 8642 Ridgeline Rd ranks against every home in each area.
MeasureThis homeNebo 28761McDowell County
Estimated valuepricier than$431,02663% of homes84% of homes
Price per ft²pricier than$24953% of homes76% of homes
Living areabigger than1,728 ft²62% of homes72% of homes
Lot sizebigger than1.26 ac38% of homes49% of homes
Year builtnewer than200668% of homes85% of homes

About 8642 Ridgeline Rd

How much is 8642 Ridgeline Rd, Nebo, NC worth?

The TopHap Estimate for 8642 Ridgeline Rd, Nebo, NC is $431,026 as of Aug 30, 2026. The likely range is $316,909 to $545,143. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 8642 Ridgeline Rd, Nebo, NC last sell?

8642 Ridgeline Rd, Nebo, NC last sold on Feb 1, 2006 for $163,500, according to the county's recorded deed.

How big is 8642 Ridgeline Rd, Nebo, NC?

8642 Ridgeline Rd, Nebo, NC has 4 bedrooms, 3 bathrooms, 1,728 square feet of living space and a 1.26-acre lot.

When was 8642 Ridgeline Rd, Nebo, NC built?

8642 Ridgeline Rd, Nebo, NC was built in 2006, making it 20 years old. It is a ranch home. The building has 1 story.

What schools serve 8642 Ridgeline Rd, Nebo, NC?

8642 Ridgeline Rd, Nebo, NC is assigned to North Cove Elementary School (elementary), rated C-; West Mcdowell Middle School (middle), rated D+; McDowell High School (high), rated D. All sit in McDowell County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 8642 Ridgeline Rd, Nebo, NC compare to other homes in Nebo 28761?

Among the 4,621 homes in Nebo 28761, it is worth more than 63% of them ($431,026 against a typical $285,863), its price per square foot is higher than 53% of them ($249 against a typical $230), it is bigger than 62% of them (1,728 ft² against a typical 1,541 ft²), its lot is bigger than 38% of them (1.26 ac against a typical 1.81 ac) and it is newer than 68% of them (2006 against a typical 1997). Measured against all of McDowell County, it is worth more than 84% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 8642 Ridgeline Rd, Nebo, NC?

The 2025 property tax bill for 8642 Ridgeline Rd, Nebo, NC was $4,221. The county assessed it at $613,940.

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