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Single Family ResidenceResidential
$344,956$187 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $236,000 on Aug 9, 2006

865 CORTLAND DR

SAINT PAUL, MN 55124
2
Beds
2
Baths
1,844 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.26 ac
Lot SizeThe size of the land the home sits on, from county records.
1964
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$345K
$333K low$357K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$236,000 · Aug 9, 2006

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,336 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$356,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$88,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$268,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$347,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$356,800

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.30 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDAKOTA
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1987
Lot (acres)The size of the land the home sits on, from county records.0.26
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Valley Middle School of STEMC
Middle · Grades 6–8 · 0.5 mi
E
Southview Elementary SchoolB
Elementary · Grades PK–5 · 0.5 mi
H
Apple Valley High SchoolC+
High · Grades 9–12 · 1.0 mi

District: Rosemount-Apple Valley-Eagan Isd 196

Neighborhood · ZIP 55124These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.69
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.14

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.58,162
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,330 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$102,083
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$124,016
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

865 Cortland Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 65% of homes in Dakota County
  • Older than 96% of homes in Saint Paul 55124

What homes are worth in Saint Paul 55124

Each bar is how many homes fall in that price range. The marker is this home.

This home
$180K$684K

This home is worth more than 43% of homes in Saint Paul 55124.

How it measures up in Saint Paul 55124

The dot is this home. The mark in the middle is the typical home in Saint Paul 55124.

Estimated value$344,956
CheaperTypical $366,007Pricier

Pricier than 43% of homes nearby

Price per ft²$187
CheaperTypical $179Pricier

Pricier than 62% of homes nearby

Living area1,844 ft²
SmallerTypical 1,960 ft²Bigger

Bigger than 44% of homes nearby

Lot size0.26 ac
SmallerTypical 0.27 acBigger

Bigger than 48% of homes nearby

Year built1964
OlderTypical 1988Newer

Newer than 4% of homes nearby

How 865 Cortland Dr ranks against every home in each area.
MeasureThis homeSaint Paul 55124Dakota County
Estimated valuepricier than$344,95643% of homes45% of homes
Price per ft²pricier than$18762% of homes65% of homes
Living areabigger than1,844 ft²44% of homes41% of homes
Lot sizebigger than0.26 ac48% of homes46% of homes
Year builtnewer than19644% of homes14% of homes

About 865 Cortland Dr

How much is 865 Cortland Dr, Saint Paul, MN worth?

The TopHap Estimate for 865 Cortland Dr, Saint Paul, MN is $344,956 as of Oct 21, 2026. The likely range is $333,131 to $356,781. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 865 Cortland Dr, Saint Paul, MN last sell?

865 Cortland Dr, Saint Paul, MN last sold on Aug 9, 2006 for $236,000, according to the county's recorded deed. TopHap holds 6 recorded sales for this parcel.

How big is 865 Cortland Dr, Saint Paul, MN?

865 Cortland Dr, Saint Paul, MN has 2 bedrooms, 2 bathrooms, 1,844 square feet of living space and a 0.26-acre lot.

When was 865 Cortland Dr, Saint Paul, MN built?

865 Cortland Dr, Saint Paul, MN was built in 1964, making it 62 years old. The building has 1 story.

What schools serve 865 Cortland Dr, Saint Paul, MN?

865 Cortland Dr, Saint Paul, MN is assigned to Valley Middle School of STEM (middle), rated C; Southview Elementary School (elementary), rated B; Apple Valley High School (high), rated C+. All sit in Rosemount-Apple Valley-Eagan Isd 196. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 865 Cortland Dr, Saint Paul, MN compare to other homes in Saint Paul 55124?

Among the 19,323 homes in Saint Paul 55124, it is worth more than 43% of them ($344,956 against a typical $366,007), its price per square foot is higher than 62% of them ($187 against a typical $179), it is bigger than 44% of them (1,844 ft² against a typical 1,960 ft²), its lot is bigger than 48% of them (0.26 ac against a typical 0.27 ac) and it is newer than 4% of them (1964 against a typical 1988). Measured against all of Dakota County, it is worth more than 45% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 865 Cortland Dr, Saint Paul, MN?

The 2025 property tax bill for 865 Cortland Dr, Saint Paul, MN was $4,336. The county assessed it at $356,800.

More homes on Cortland Dr

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