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Single Family ResidentialResidential
$96,103$119 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 76How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $12,500 on Aug 17, 2012

865 HOWARD RD

MURRAY, KY 42071
0
Baths
806 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$96K
$73K low$119K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$12,500 · Aug 17, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$471 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$50,000 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$50,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$50,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.18 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyCalloway
Lot (acres)The size of the land the home sits on, from county records.1.23
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Solar
CoolingThe type of cooling or air conditioning in the home.Wall Unit
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 128 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Southwest Calloway Elementary SchoolA+
Elementary · Grades KG–5 · 5.3 mi
M
Calloway County Middle SchoolA
Middle · Grades 6–8 · 8.2 mi
H
Calloway County High SchoolA
High · Grades 9–12 · 8.2 mi

District: Calloway County School District

Neighborhood · ZIP 42071These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.235

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.31,119
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.124 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,776
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$69,134
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

865 Howard Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 68% of homes in Calloway County
  • Smaller than 96% of homes in Murray 42071

What homes are worth in Murray 42071

Each bar is how many homes fall in that price range. The marker is this home.

This home
$24K$491K

This home is worth more than 34% of homes in Murray 42071.

How it measures up in Murray 42071

The dot is this home. The mark in the middle is the typical home in Murray 42071.

Estimated value$96,103
CheaperTypical $127,411Pricier

Pricier than 34% of homes nearby

Price per ft²$119
CheaperTypical $122Pricier

Pricier than 47% of homes nearby

Living area806 ft²
SmallerTypical 1,706 ft²Bigger

Bigger than 4% of homes nearby

Lot size1.23 ac
SmallerTypical 0.76 acBigger

Bigger than 64% of homes nearby

How 865 Howard Rd ranks against every home in each area.
MeasureThis homeMurray 42071Calloway County
Estimated valuepricier than$96,10334% of homes32% of homes
Price per ft²pricier than$11947% of homes48% of homes
Living areabigger than806 ft²4% of homes4% of homes
Lot sizebigger than1.23 ac64% of homes63% of homes

About 865 Howard Rd

How much is 865 Howard Rd, Murray, KY worth?

The TopHap Estimate for 865 Howard Rd, Murray, KY is $96,103 as of Sep 24, 2026. The likely range is $73,006 to $119,200. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 865 Howard Rd, Murray, KY last sell?

865 Howard Rd, Murray, KY last sold on Aug 17, 2012 for $12,500, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 865 Howard Rd, Murray, KY?

865 Howard Rd, Murray, KY has 806 square feet of living space and a 1.23-acre lot.

What schools serve 865 Howard Rd, Murray, KY?

865 Howard Rd, Murray, KY is assigned to Southwest Calloway Elementary School (elementary), rated A+; Calloway County Middle School (middle), rated A; Calloway County High School (high), rated A. All sit in Calloway County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 865 Howard Rd, Murray, KY compare to other homes in Murray 42071?

Among the 19,917 homes in Murray 42071, it is worth more than 34% of them ($96,103 against a typical $127,411), its price per square foot is higher than 47% of them ($119 against a typical $122), it is bigger than 4% of them (806 ft² against a typical 1,706 ft²) and its lot is bigger than 64% of them (1.23 ac against a typical 0.76 ac). Measured against all of Calloway County, it is worth more than 32% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 865 Howard Rd, Murray, KY?

The 2025 property tax bill for 865 Howard Rd, Murray, KY was $471. The county assessed it at $50,000.

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Assigned schools

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