Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$325,849$277 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $99,000 on Jun 24, 2020

865 KERN ST

CHICO, CA 95928
3
Beds
1.5
Baths
1,176 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1968
Year BuiltThe year the home was originally built, according to county records.
3
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$326K
$300K low$351K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$99,000 · Jun 24, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,960 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$175,576 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$77,080
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$98,496
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$172,134
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$342,630

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.24 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Modern
CountyBUTTE
Lot (acres)The size of the land the home sits on, from county records.0.15
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Parkview Elementary SchoolA-
Elementary · Grades KG–5 · 0.3 mi
M
Harry M. Marsh Junior High SchoolB+
Middle · Grades 6–8 · 0.6 mi
H
Chico High SchoolB+
High · Grades 9–12 · 1.9 mi

District: Chico Unified School District

Neighborhood · ZIP 95928These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.116
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.124

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.23%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.38,528
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.252 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,031
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$97,135
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

865 Kern St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 81% of homes in Chico 95928
  • Costs less per square foot than 70% of homes in Chico 95928
  • Smaller than 77% of homes in Chico 95928
  • Has a smaller lot than 79% of homes in Butte County
  • Older than 68% of homes in Butte County

What homes are worth in Chico 95928

Each bar is how many homes fall in that price range. The marker is this home.

This home
$208K$1.3M

This home is worth more than 19% of homes in Chico 95928.

How it measures up in Chico 95928

The dot is this home. The mark in the middle is the typical home in Chico 95928.

Estimated value$325,849
CheaperTypical $464,037Pricier

Pricier than 19% of homes nearby

Price per ft²$277
CheaperTypical $294Pricier

Pricier than 30% of homes nearby

Living area1,176 ft²
SmallerTypical 1,589 ft²Bigger

Bigger than 23% of homes nearby

Lot size0.15 ac
SmallerTypical 0.18 acBigger

Bigger than 40% of homes nearby

Year built1968
OlderTypical 1986Newer

Newer than 33% of homes nearby

How 865 Kern St ranks against every home in each area.
MeasureThis homeChico 95928Butte County
Estimated valuepricier than$325,84919% of homes32% of homes
Price per ft²pricier than$27730% of homes58% of homes
Living areabigger than1,176 ft²23% of homes26% of homes
Lot sizebigger than0.15 ac40% of homes21% of homes
Year builtnewer than196833% of homes32% of homes

About 865 Kern St

How much is 865 Kern St, Chico, CA worth?

The TopHap Estimate for 865 Kern St, Chico, CA is $325,849 as of Oct 21, 2026. The likely range is $300,267 to $351,431. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 865 Kern St, Chico, CA last sell?

865 Kern St, Chico, CA last sold on Jun 24, 2020 for $99,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 865 Kern St, Chico, CA?

865 Kern St, Chico, CA has 3 bedrooms, 1.5 bathrooms, 1,176 square feet of living space and a 0.15-acre lot.

When was 865 Kern St, Chico, CA built?

865 Kern St, Chico, CA was built in 1968, making it 58 years old. It is a modern home.

What schools serve 865 Kern St, Chico, CA?

865 Kern St, Chico, CA is assigned to Parkview Elementary School (elementary), rated A-; Harry M. Marsh Junior High School (middle), rated B+; Chico High School (high), rated B+. All sit in Chico Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 865 Kern St, Chico, CA compare to other homes in Chico 95928?

Among the 10,173 homes in Chico 95928, it is worth more than 19% of them ($325,849 against a typical $464,037), its price per square foot is higher than 30% of them ($277 against a typical $294), it is bigger than 23% of them (1,176 ft² against a typical 1,589 ft²), its lot is bigger than 40% of them (0.15 ac against a typical 0.18 ac) and it is newer than 33% of them (1968 against a typical 1986). Measured against all of Butte County, it is worth more than 32% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 865 Kern St, Chico, CA?

The 2025 property tax bill for 865 Kern St, Chico, CA was $1,960. The county assessed it at $175,576.

More homes on Kern St

Closest homes

More homes in Chico 95928

Assigned schools

Explore the area

See this home in context

Open 865 Kern St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map