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Single Family ResidenceResidential
$261,431$188 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $135,000 on Aug 6, 2013

865 MAIN ST W

ISLE, MN 56342
0
Baths
1,392 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.78 ac
Lot SizeThe size of the land the home sits on, from county records.
1964
Year BuiltThe year the home was originally built, according to county records.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$261K
$250K low$273K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$135,000 · Aug 6, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,292 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$235,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$41,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$194,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$242,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$235,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.33
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
33
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
45
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
55
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
32
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMILLE LACS
Lot (acres)The size of the land the home sits on, from county records.0.78
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Nyquist Elementary SchoolB
Elementary · Grades PK–6 · 0.4 mi
M
Isle High SchoolC-
Middle · Grades 7–12 · 0.5 mi

District: Isle Public School District

Neighborhood · ZIP 56342These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.163
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.10

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.58%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.2,889
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.13 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,783
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,575
Average tempThe average temperature here across a full year.40°F
Annual precipHow much rain and melted snow falls here in a typical year.28 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

865 Main St W measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 80% of homes in Mille Lacs County
  • Bigger than 72% of homes in Isle 56342
  • Older than 77% of homes in Isle 56342

What homes are worth in Isle 56342

Each bar is how many homes fall in that price range. The marker is this home.

This home
$98K$759K

This home is worth more than 43% of homes in Isle 56342.

How it measures up in Isle 56342

The dot is this home. The mark in the middle is the typical home in Isle 56342.

Estimated value$261,431
CheaperTypical $287,694Pricier

Pricier than 43% of homes nearby

Price per ft²$188
CheaperTypical $256Pricier

Pricier than 24% of homes nearby

Living area1,392 ft²
SmallerTypical 1,092 ft²Bigger

Bigger than 72% of homes nearby

Lot size0.78 ac
SmallerTypical 1.1 acBigger

Bigger than 40% of homes nearby

Year built1964
OlderTypical 1989Newer

Newer than 23% of homes nearby

How 865 Main St W ranks against every home in each area.
MeasureThis homeIsle 56342Mille Lacs County
Estimated valuepricier than$261,43143% of homes40% of homes
Price per ft²pricier than$18824% of homes20% of homes
Living areabigger than1,392 ft²72% of homes71% of homes
Lot sizebigger than0.78 ac40% of homes43% of homes
Year builtnewer than196423% of homes26% of homes

About 865 Main St W

How much is 865 Main St W, Isle, MN worth?

The TopHap Estimate for 865 Main St W, Isle, MN is $261,431 as of Sep 24, 2026. The likely range is $249,508 to $273,354. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 865 Main St W, Isle, MN last sell?

865 Main St W, Isle, MN last sold on Aug 6, 2013 for $135,000, according to the county's recorded deed.

How big is 865 Main St W, Isle, MN?

865 Main St W, Isle, MN has 1,392 square feet of living space and a 0.78-acre lot.

When was 865 Main St W, Isle, MN built?

865 Main St W, Isle, MN was built in 1964, making it 62 years old.

What schools serve 865 Main St W, Isle, MN?

865 Main St W, Isle, MN is assigned to Nyquist Elementary School (elementary), rated B; Isle High School (middle), rated C-. All sit in Isle Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 865 Main St W, Isle, MN compare to other homes in Isle 56342?

Among the 3,138 homes in Isle 56342, it is worth more than 43% of them ($261,431 against a typical $287,694), its price per square foot is higher than 24% of them ($188 against a typical $256), it is bigger than 72% of them (1,392 ft² against a typical 1,092 ft²), its lot is bigger than 40% of them (0.78 ac against a typical 1.1 ac) and it is newer than 23% of them (1964 against a typical 1989). Measured against all of Mille Lacs County, it is worth more than 40% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 865 Main St W, Isle, MN?

The 2026 property tax bill for 865 Main St W, Isle, MN was $3,292. The county assessed it at $235,200.

More homes on Main St W

Closest homes

More homes in Isle 56342

Assigned schools

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