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Single Family ResidenceResidential
$446,074$150 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

865 RIDGECREST DR

GARDENDALE, AL 35071
4
Beds
4 / 1
Baths
2,967 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.59 ac
Lot SizeThe size of the land the home sits on, from county records.
1981
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$446K
$360K low$532K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$346,074
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$276,859
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.20%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
REGIONS BK/NORCROSS GA · recorded Aug 22, 2005

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,096 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$39,600 (2024)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$39,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$431,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
32
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
90
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
73
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
32
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJefferson
Lot (acres)The size of the land the home sits on, from county records.0.59
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 461 ft²Porch · 36 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Gardendale High SchoolC
High · Grades 9–12 · 1.0 mi
M
Bragg Middle SchoolA+
Middle · Grades 6–8 · 1.3 mi
E
Gardendale Elementary SchoolA
Elementary · Grades PK–5 · 1.4 mi

District: Jefferson County School District

Neighborhood · ZIP 35071These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.64
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.79

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.17,361
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.337 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,934
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$102,055
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

865 Ridgecrest Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 92% of homes in Gardendale 35071
  • Bigger than 96% of homes in Gardendale 35071
  • Has a bigger lot than 78% of homes in Jefferson County
  • Newer than 67% of homes in Jefferson County

What homes are worth in Gardendale 35071

Each bar is how many homes fall in that price range. The marker is this home.

This home
$85K$567K

This home is worth more than 92% of homes in Gardendale 35071.

How it measures up in Gardendale 35071

The dot is this home. The mark in the middle is the typical home in Gardendale 35071.

Estimated value$446,074
CheaperTypical $253,031Pricier

Pricier than 92% of homes nearby

Price per ft²$150
CheaperTypical $156Pricier

Pricier than 45% of homes nearby

Living area2,967 ft²
SmallerTypical 1,612 ft²Bigger

Bigger than 96% of homes nearby

Lot size0.59 ac
SmallerTypical 0.47 acBigger

Bigger than 61% of homes nearby

Year built1981
OlderTypical 1987Newer

Newer than 45% of homes nearby

How 865 Ridgecrest Dr ranks against every home in each area.
MeasureThis homeGardendale 35071Jefferson County
Estimated valuepricier than$446,07492% of homes83% of homes
Price per ft²pricier than$15045% of homes58% of homes
Living areabigger than2,967 ft²96% of homes92% of homes
Lot sizebigger than0.59 ac61% of homes78% of homes
Year builtnewer than198145% of homes67% of homes

About 865 Ridgecrest Dr

How much is 865 Ridgecrest Dr, Gardendale, AL worth?

The TopHap Estimate for 865 Ridgecrest Dr, Gardendale, AL is $446,074 as of Jul 14, 2026. The likely range is $359,916 to $532,232. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 865 Ridgecrest Dr, Gardendale, AL?

865 Ridgecrest Dr, Gardendale, AL has 4 bedrooms, 4 bathrooms, 2,967 square feet of living space and a 0.59-acre lot.

When was 865 Ridgecrest Dr, Gardendale, AL built?

865 Ridgecrest Dr, Gardendale, AL was built in 1981, making it 45 years old. The building has 2 stories.

What schools serve 865 Ridgecrest Dr, Gardendale, AL?

865 Ridgecrest Dr, Gardendale, AL is assigned to Gardendale High School (high), rated C; Bragg Middle School (middle), rated A+; Gardendale Elementary School (elementary), rated A. All sit in Jefferson County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 865 Ridgecrest Dr, Gardendale, AL compare to other homes in Gardendale 35071?

Among the 6,382 homes in Gardendale 35071, it is worth more than 92% of them ($446,074 against a typical $253,031), its price per square foot is higher than 45% of them ($150 against a typical $156), it is bigger than 96% of them (2,967 ft² against a typical 1,612 ft²), its lot is bigger than 61% of them (0.59 ac against a typical 0.47 ac) and it is newer than 45% of them (1981 against a typical 1987). Measured against all of Jefferson County, it is worth more than 83% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 865 Ridgecrest Dr, Gardendale, AL?

The 2024 property tax bill for 865 Ridgecrest Dr, Gardendale, AL was $2,096. The county assessed it at $39,600.

Closest homes

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Assigned schools

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