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Single Family ResidenceResidential
$301,127$285 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 75How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $637,000 on Jul 1, 2025

866 HENRY RUFF RD

MILL SPRING, NC 28756
2
Beds
1
Baths
1,056 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$301K
$226K low$376K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$637,000 · Jul 1, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$999 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$198,868 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$62,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$136,868
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$117,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$198,868

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.54
49
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
79
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
32
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.27 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPolk
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2000
Lot (acres)The size of the land the home sits on, from county records.5.00
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
HeatingThe type of heating system in the home.Electric
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Sunny View Elementary SchoolB-
Elementary · Grades PK–5 · 2.4 mi
M
Polk County Middle SchoolC-
Middle · Grades 6–8 · 4.9 mi
H
Polk County High SchoolC+
High · Grades 9–12 · 6.6 mi

District: Polk County Schools

Neighborhood · ZIP 28756These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.101
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.94

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.71%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.4,442
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.50 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,482
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,252
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

866 Henry Ruff Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 69% of homes in Polk County
  • Smaller than 79% of homes in Polk County
  • Has a bigger lot than 72% of homes in Polk County
  • Older than 88% of homes in Mill Spring 28756

What homes are worth in Mill Spring 28756

Each bar is how many homes fall in that price range. The marker is this home.

This home
$109K$1.8M

This home is worth more than 38% of homes in Mill Spring 28756.

How it measures up in Mill Spring 28756

The dot is this home. The mark in the middle is the typical home in Mill Spring 28756.

Estimated value$301,127
CheaperTypical $380,803Pricier

Pricier than 38% of homes nearby

Price per ft²$285
CheaperTypical $282Pricier

Pricier than 51% of homes nearby

Living area1,056 ft²
SmallerTypical 1,352 ft²Bigger

Bigger than 25% of homes nearby

Lot size5 ac
SmallerTypical 3.29 acBigger

Bigger than 61% of homes nearby

Year built1940
OlderTypical 1986Newer

Newer than 12% of homes nearby

How 866 Henry Ruff Rd ranks against every home in each area.
MeasureThis homeMill Spring 28756Polk County
Estimated valuepricier than$301,12738% of homes31% of homes
Price per ft²pricier than$28551% of homes57% of homes
Living areabigger than1,056 ft²25% of homes21% of homes
Lot sizebigger than5 ac61% of homes72% of homes
Year builtnewer than194012% of homes17% of homes

About 866 Henry Ruff Rd

How much is 866 Henry Ruff Rd, Mill Spring, NC worth?

The TopHap Estimate for 866 Henry Ruff Rd, Mill Spring, NC is $301,127 as of Aug 30, 2026. The likely range is $226,205 to $376,049. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 866 Henry Ruff Rd, Mill Spring, NC last sell?

866 Henry Ruff Rd, Mill Spring, NC last sold on Jul 1, 2025 for $637,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 866 Henry Ruff Rd, Mill Spring, NC?

866 Henry Ruff Rd, Mill Spring, NC has 2 bedrooms, 1 bathrooms, 1,056 square feet of living space and a 5.00-acre lot.

When was 866 Henry Ruff Rd, Mill Spring, NC built?

866 Henry Ruff Rd, Mill Spring, NC was built in 1940, making it 86 years old.

What schools serve 866 Henry Ruff Rd, Mill Spring, NC?

866 Henry Ruff Rd, Mill Spring, NC is assigned to Sunny View Elementary School (elementary), rated B-; Polk County Middle School (middle), rated C-; Polk County High School (high), rated C+. All sit in Polk County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 866 Henry Ruff Rd, Mill Spring, NC compare to other homes in Mill Spring 28756?

Among the 1,244 homes in Mill Spring 28756, it is worth more than 38% of them ($301,127 against a typical $380,803), its price per square foot is higher than 51% of them ($285 against a typical $282), it is bigger than 25% of them (1,056 ft² against a typical 1,352 ft²), its lot is bigger than 61% of them (5 ac against a typical 3.29 ac) and it is newer than 12% of them (1940 against a typical 1986). Measured against all of Polk County, it is worth more than 31% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 866 Henry Ruff Rd, Mill Spring, NC?

The 2025 property tax bill for 866 Henry Ruff Rd, Mill Spring, NC was $999. The county assessed it at $198,868.

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