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TownhouseResidential
$508,757$327 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $498,500 on Jan 23, 2026

8675 MERMAID CT

PANAMA CITY BEACH, FL 32413
2
Beds
2
Baths
1,558 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4,225 ft²
Lot SizeThe size of the land the home sits on, from county records.
2024
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$509K
$448K low$569K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$498,500 · Jan 23, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,464 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$364,691 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$49,343
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$315,348
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$364,691
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$364,691

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.62
68
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
39
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
96
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
82
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
27
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.24 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.62%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Townhouse
CountyBay
Lot (acres)The size of the land the home sits on, from county records.0.10
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
West Bay Elementary SchoolB-
Elementary · Grades KG–5 · 2.4 mi
M
Surfside Middle SchoolB+
Middle · Grades 6–8 · 7.8 mi
H
J.R. Arnold High SchoolC-
High · Grades 9–12 · 8.8 mi

District: Bay County School District

Neighborhood · ZIP 32413These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.77
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.14

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.44%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.21,134
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.182 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$90,863
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$117,673
Average tempThe average temperature here across a full year.68°F
Annual precipHow much rain and melted snow falls here in a typical year.66 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

8675 Mermaid Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 78% of homes in Bay County
  • Costs more per square foot than 73% of homes in Bay County
  • Bigger than 66% of homes in Panama City Beach 32413
  • Has a smaller lot than 82% of homes in Bay County
  • Among the newest homes in Panama City Beach 32413

What homes are worth in Panama City Beach 32413

Each bar is how many homes fall in that price range. The marker is this home.

This home
$199K$2.2M

This home is worth more than 57% of homes in Panama City Beach 32413.

How it measures up in Panama City Beach 32413

The dot is this home. The mark in the middle is the typical home in Panama City Beach 32413.

Estimated value$508,757
CheaperTypical $476,783Pricier

Pricier than 57% of homes nearby

Price per ft²$327
CheaperTypical $386Pricier

Pricier than 35% of homes nearby

Living area1,558 ft²
SmallerTypical 1,292 ft²Bigger

Bigger than 66% of homes nearby

Lot size4,225 ft²
SmallerTypical 0.14 acBigger

Bigger than 31% of homes nearby

Year built2024
OlderTypical 2002Newer

Newer than almost all homes nearby

How 8675 Mermaid Ct ranks against every home in each area.
MeasureThis homePanama City Beach 32413Bay County
Estimated valuepricier than$508,75757% of homes78% of homes
Price per ft²pricier than$32735% of homes73% of homes
Living areabigger than1,558 ft²66% of homes56% of homes
Lot sizebigger than4,225 ft²31% of homes18% of homes
Year builtnewer than2024almost all homesalmost all homes

About 8675 Mermaid Ct

How much is 8675 Mermaid Ct, Panama City Beach, FL worth?

The TopHap Estimate for 8675 Mermaid Ct, Panama City Beach, FL is $508,757 as of Sep 24, 2026. The likely range is $448,478 to $569,036. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 8675 Mermaid Ct, Panama City Beach, FL last sell?

8675 Mermaid Ct, Panama City Beach, FL last sold on Jan 23, 2026 for $498,500, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 8675 Mermaid Ct, Panama City Beach, FL?

8675 Mermaid Ct, Panama City Beach, FL has 2 bedrooms, 2 bathrooms, 1,558 square feet of living space and a 0.10-acre lot.

When was 8675 Mermaid Ct, Panama City Beach, FL built?

8675 Mermaid Ct, Panama City Beach, FL was built in 2024, making it 2 years old. The building has 1 story.

What schools serve 8675 Mermaid Ct, Panama City Beach, FL?

8675 Mermaid Ct, Panama City Beach, FL is assigned to West Bay Elementary School (elementary), rated B-; Surfside Middle School (middle), rated B+; J.R. Arnold High School (high), rated C-. All sit in Bay County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 8675 Mermaid Ct, Panama City Beach, FL compare to other homes in Panama City Beach 32413?

Among the 17,123 homes in Panama City Beach 32413, it is worth more than 57% of them ($508,757 against a typical $476,783), its price per square foot is higher than 35% of them ($327 against a typical $386), it is bigger than 66% of them (1,558 ft² against a typical 1,292 ft²), its lot is bigger than 31% of them (4,225 ft² against a typical 0.14 ac) and it is newer than almost all of them (2024 against a typical 2002). Measured against all of Bay County, it is worth more than 78% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 8675 Mermaid Ct, Panama City Beach, FL?

The 2025 property tax bill for 8675 Mermaid Ct, Panama City Beach, FL was $4,464. The county assessed it at $364,691.

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