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Single Family ResidenceResidential
$196,707$170 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $185,000 on Sep 2, 2022

868 SPEARS DR

ELGIN, SC 29045
2
Beds
2
Baths
1,160 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
2007
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$197K
$191K low$202K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$185,000 · Sep 2, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,893 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$181,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$34,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$147,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$181,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$181,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
22
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
88
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
78
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyRICHLAND
Lot (acres)The size of the land the home sits on, from county records.0.16
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 156 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Catawba Trail Elementary SchoolA-
Elementary · Grades PK–5 · 1.0 mi
H
Spring Valley High SchoolA-
High · Grades 9–12 · 1.9 mi
M
Summit Parkway Middle SchoolC-
Middle · Grades 6–8 · 2.3 mi

District: Richland School District 2

Neighborhood · ZIP 29045These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.73
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.137

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.30,447
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.411 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,786
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$105,104
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

868 Spears Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 92% of homes in Elgin 29045
  • Costs more per square foot than 84% of homes in Elgin 29045
  • Smaller than 93% of homes in Elgin 29045
  • Has a smaller lot than 83% of homes in Elgin 29045
  • Newer than 84% of homes in Richland County

What homes are worth in Elgin 29045

Each bar is how many homes fall in that price range. The marker is this home.

This home
$147K$886K

This home is worth more than 8% of homes in Elgin 29045.

How it measures up in Elgin 29045

The dot is this home. The mark in the middle is the typical home in Elgin 29045.

Estimated value$196,707
CheaperTypical $302,534Pricier

Pricier than 8% of homes nearby

Price per ft²$170
CheaperTypical $133Pricier

Pricier than 84% of homes nearby

Living area1,160 ft²
SmallerTypical 2,295 ft²Bigger

Bigger than 7% of homes nearby

Lot size0.16 ac
SmallerTypical 0.41 acBigger

Bigger than 17% of homes nearby

Year built2007
OlderTypical 2007Newer

Newer than 53% of homes nearby

How 868 Spears Dr ranks against every home in each area.
MeasureThis homeElgin 29045Richland County
Estimated valuepricier than$196,7078% of homes33% of homes
Price per ft²pricier than$17084% of homes76% of homes
Living areabigger than1,160 ft²7% of homes16% of homes
Lot sizebigger than0.16 ac17% of homes18% of homes
Year builtnewer than200753% of homes84% of homes

About 868 Spears Dr

How much is 868 Spears Dr, Elgin, SC worth?

The TopHap Estimate for 868 Spears Dr, Elgin, SC is $196,707 as of Aug 30, 2026. The likely range is $191,066 to $202,348. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 868 Spears Dr, Elgin, SC last sell?

868 Spears Dr, Elgin, SC last sold on Sep 2, 2022 for $185,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 868 Spears Dr, Elgin, SC?

868 Spears Dr, Elgin, SC has 2 bedrooms, 2 bathrooms, 1,160 square feet of living space and a 0.16-acre lot.

When was 868 Spears Dr, Elgin, SC built?

868 Spears Dr, Elgin, SC was built in 2007, making it 19 years old. It is a conventional home. The building has 1 story.

What schools serve 868 Spears Dr, Elgin, SC?

868 Spears Dr, Elgin, SC is assigned to Catawba Trail Elementary School (elementary), rated A-; Spring Valley High School (high), rated A-; Summit Parkway Middle School (middle), rated C-. All sit in Richland School District 2. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 868 Spears Dr, Elgin, SC compare to other homes in Elgin 29045?

Among the 12,810 homes in Elgin 29045, it is worth more than 8% of them ($196,707 against a typical $302,534), its price per square foot is higher than 84% of them ($170 against a typical $133), it is bigger than 7% of them (1,160 ft² against a typical 2,295 ft²), its lot is bigger than 17% of them (0.16 ac against a typical 0.41 ac) and it is newer than 53% of them (2007 against a typical 2007). Measured against all of Richland County, it is worth more than 33% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 868 Spears Dr, Elgin, SC?

The 2025 property tax bill for 868 Spears Dr, Elgin, SC was $1,893. The county assessed it at $181,600.

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