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Single Family ResidenceResidential
$200,004$455 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

8687 STATE ROUTE 81 S

ISLAND, KY 42350
2
Beds
1
Baths
440 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
29 ac
Lot SizeThe size of the land the home sits on, from county records.
1956
Year BuiltThe year the home was originally built, according to county records.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$200K
$186K low$214K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,458 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$134,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$16,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$117,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$116,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$134,500

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMcLean
Lot (acres)The size of the land the home sits on, from county records.29.00
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Gas
CoolingThe type of cooling or air conditioning in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Marie Gatton Phillips Elementary SchoolC
Elementary · Grades PK–5 · 1.8 mi
H
McLean County High SchoolC
High · Grades 9–12 · 7.8 mi
M
McLean County Middle SchoolB+
Middle · Grades 6–8 · 7.9 mi

District: McLean County School District

Neighborhood · ZIP 42350These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.96
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.108

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.1,452
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.35 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,381
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,393
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

8687 State Route 81 S measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Island 42350
  • Costs more per square foot than 97% of homes in Island 42350
  • Smaller than 92% of homes in McLean County
  • Has a bigger lot than 94% of homes in Island 42350
  • Older than 88% of homes in Island 42350

What homes are worth in Island 42350

Each bar is how many homes fall in that price range. The marker is this home.

This home
$19K$262K

This home is worth more than 91% of homes in Island 42350.

How it measures up in Island 42350

The dot is this home. The mark in the middle is the typical home in Island 42350.

Estimated value$200,004
CheaperTypical $106,960Pricier

Pricier than 91% of homes nearby

Price per ft²$455
CheaperTypical $98Pricier

Pricier than 97% of homes nearby

Living area440 ft²
SmallerTypical 1,000 ft²Bigger

Bigger than 10% of homes nearby

Lot size29 ac
SmallerTypical 1.4 acBigger

Bigger than 94% of homes nearby

Year built1956
OlderTypical 1984Newer

Newer than 12% of homes nearby

How 8687 State Route 81 S ranks against every home in each area.
MeasureThis homeIsland 42350McLean County
Estimated valuepricier than$200,00491% of homes80% of homes
Price per ft²pricier than$45597% of homes95% of homes
Living areabigger than440 ft²10% of homes8% of homes
Lot sizebigger than29 ac94% of homes91% of homes
Year builtnewer than195612% of homes13% of homes

About 8687 State Route 81 S

How much is 8687 State Route 81 S, Island, KY worth?

The TopHap Estimate for 8687 State Route 81 S, Island, KY is $200,004 as of Aug 30, 2026. The likely range is $186,114 to $213,894. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 8687 State Route 81 S, Island, KY?

8687 State Route 81 S, Island, KY has 2 bedrooms, 1 bathrooms, 440 square feet of living space and a 29.00-acre lot.

When was 8687 State Route 81 S, Island, KY built?

8687 State Route 81 S, Island, KY was built in 1956, making it 70 years old.

What schools serve 8687 State Route 81 S, Island, KY?

8687 State Route 81 S, Island, KY is assigned to Marie Gatton Phillips Elementary School (elementary), rated C; McLean County High School (high), rated C; McLean County Middle School (middle), rated B+. All sit in McLean County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 8687 State Route 81 S, Island, KY compare to other homes in Island 42350?

Among the 726 homes in Island 42350, it is worth more than 91% of them ($200,004 against a typical $106,960), its price per square foot is higher than 97% of them ($455 against a typical $98), it is bigger than 10% of them (440 ft² against a typical 1,000 ft²), its lot is bigger than 94% of them (29 ac against a typical 1.4 ac) and it is newer than 12% of them (1956 against a typical 1984). Measured against all of McLean County, it is worth more than 80% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 8687 State Route 81 S, Island, KY?

The 2025 property tax bill for 8687 State Route 81 S, Island, KY was $1,458. The county assessed it at $134,500.

More homes on State Route 81 S

Closest homes

More homes in Island 42350

Assigned schools

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